Leah Reichelt : Blog : Latest Blog Posts

Selling This Spring? What Buyers Are Looking for Right Now

Mon, 09 Mar 2026 16:39:13 GMT

Prepare Your Home for a Successful Spring Listing

Spring is just around the corner, and with longer days and warmer weather, it’s a season of fresh starts—and a busy real estate market. Some buyers are eager to move in time to enjoy the summer in their new home, while others are thinking ahead, hoping to settle in before fall routines kick in.

That timing makes spring different from later seasons. Buyers are actively watching the market and ready to act when the right home appears. But it’s also when more listings come online, which means homes need to be well prepared to stand out.

If you’re thinking about selling this spring in the Comox Valley, understanding what buyers are looking for can help you position your home to attract attention and, hopefully, stronger offers.

Make it Bright, Clean and Move-In Ready

After the darker winter months, buyers are drawn to homes that feel fresh, well lit and well cared for. After all, not many of us get excited about a long list of projects. In terms of brightening up a home, there are a few things that can help. Clean, streak-free windows, light-coloured window coverings and well-placed lighting fixtures can all work to make a room feel more open and airier.

Fresh, neutral paint, uncluttered surfaces, strategically placed mirrors and thoughtfully arranged furniture can also enhance existing natural light and create a brighter, more welcoming space.

Equally important are the small repairs completed before listing. Fixing minor issues like leaky faucets, squeaky doors, chipped paint and loose handles not only shows that the home has been well cared for but also gives buyers confidence in its condition. Taking care of these details now can make a big difference in how your home is perceived and how quickly it attracts serious interest.

And of course, cleanliness is key. Having your home deep cleaned and keeping it spotless throughout showings is absolutely worth the effort. This is the time to be a neat freak. Shiny floors, dust-free surfaces and sparkling bathrooms makes a home feel more inviting and move-in ready.

Curb Appeal That Sells

First impressions start, well, at the curb. And in spring, with gardens and outdoor spaces just waking up after winter, things can look a bit stark. However, simple improvements can make a big difference.

Tidying garden beds, trimming hedges and removing winter debris instantly improves a yard’s look. Power-washing walkways, siding and driveways can also revive things, while a freshly swept porch and clean entryway invite buyers in.

Adding fresh planters or seasonal flowers can bring color and life to the exterior. Early spring blooms like tulips, daffodils, hyacinths or pansies are great options, and small container plants near the front door can make the home feel vibrant. Even subtle accents like a new doormat, polished house numbers or a well-placed bench can make the entry feel warm and inviting before buyers even set foot inside.

Backyards and Outdoor Spaces Buyers Can Imagine Using

Now that the front yard and entryway is set, spend some time on the other outside living areas. Like the rest of us, a few warm days is all it takes for buyers to start thinking about how they’ll spend the summer. That’s why outdoor living areas can be a major selling feature.

Buyers often look for:

Functional patios or decks that are clean, well-maintained and ready to enjoy
Space for outdoor dining or entertaining, such as a fire table with chairs, a barbecue or a dedicated fire-pit area
Usable yard space for kids, pets or fun outdoor activities like badminton or horseshoes
Gardens or landscaping that look good but feel manageable, low-maintenance plants or tidy flower beds are a seller
Shade or privacy features, like pergolas, gazebos, umbrellas, fences, or hedges
Comfortable seating areas, such as benches or lounge chairs
Outdoor lighting, like string lights or lanterns, make any space inviting
Decorative touches such as potted plants, a small herb garden, or bird baths and feeders add charm

Even a small outdoor area can feel appealing when it’s staged as comfortable places to relax. A small bistro table on a balcony or a few colourful cushions on a patio can help buyers imagine themselves enjoying the space.

Energy Efficiency and Comfort Always Matters

Regardless of the season, more and more buyers are paying attention to how a home performs, not just how it looks. In spring, with temperatures still fluctuating between cool mornings and warmer afternoons, knowing a home has reliable heating and cooling is especially reassuring. Features like a heat pump or an efficient HVAC system can make a home comfortable year-round while keeping energy costs manageable.

Other eco-conscious upgrades can also make a strong impression. Attic insulation, for example, dramatically reduces heat loss in winter and keeps the home cooler in summer, helping lower energy bills. High-performance windows, such as vinyl or fibreglass double-pane models, improve efficiency and can recoup 60 to 70% of their cost at resale. Smart thermostats, programmable systems and other energy-saving upgrades allow buyers to control comfort and efficiency with ease.

Highlighting these features assures buyers that the home is not only comfortable today but also cost-effective and environmentally conscious in the long term.

The Takeaway? Preparation Helps Your Listing Pop

Spring brings energy back into the real estate market, with buyers eager to find the right home before summer. But with more listings appearing at the same time, preparation becomes especially important.

Homes that are clean, cared for and, of course, priced right always grab the most attention. Putting in a little prep work can make a big difference in how buyers see and respond to your property.

If you’re considering buying or selling, I’m here to provide the support and expertise you need. Please feel free to contact me, visit my website or get in touch through Facebook or Instagram.

It’s Holiday Season in the Comox Valley

Mon, 01 Dec 2025 17:06:18 GMT

Fairs and fun for everyone

December is here and, like our favourite holiday traditions, we’re back with a fresh roundup of local craft fairs and events to ring in the season!

These activities promise a little something for everyone. Be it at the Filberg Lodge, Mount Washington, Kitty Coleman or Tin Town, there are events throughout the Valley to help build the holiday spirit.

Off to market we go

Don’t worry, the markets don’t end in November. Here are a few fun ones to check out with your besties.

· Touch of Class Christmas Market – Experience the magic of a European-style artisan market at the Little Red Church on Comox Avenue. Happening Friday, December 5 (3:00 – 8:00), and Saturday, December 6 (10:00 – 4:00), this free event offers twinkling lights, fresh greenery and a festive atmosphere. Shop unique, locally handmade treasures and enjoy treats from the cozy café. It’s the perfect way to spark your holiday spirit!

· LUSH Valley Holiday Market and Tin Town Open House – The LUSH Holiday Market returns this December 6th from 10:00 – 4:00 as part of Tin Town’s 18th Annual Holiday Open House! Come browse a curated selection of artisans, sip hot apple cider, learn about LUSH and pick up handmade gifts or seasonal treats. And you can make a day of it by visiting the other participating Tin Town businesses participating in the Holiday Open House.

· The Made With Love Market – You’ll get into the spirit at this festive local shopping event happening Sunday, December 14th from 10:00 to 4:00 at Native Sons Hall and the Courtenay Legion. With two halls will be filled with more than 50 talented local vendors and makers, you’ll find handmade goods, art, delicious treats, cozy finds and one-of-a-kind holiday gifts in a warm, welcoming atmosphere. The market is also collecting donations for the Comox Valley Food Bank, making it a perfect chance to support local creators while giving back to the community.

· Other suitable places to get gift ideas include the Comox Valley Farmers’ Market (Saturday mornings at the Native Sons Hall), the Courtenay and District Museum and Palaeontology Centre Gift Shop on 4th Street and the I-Hos Gallery on Comox Road.

Merry festive outings and bright shining lights

Got most of your shopping done and looking to go out and about to enjoy holiday cheer? The following stops are certain to get you in the mood to celebrate!

Experience the magic of Christmas at Filberg 2025, where the park transforms into a glowing holiday wonderland. For the month of December, visitors are invited to bundle up for an evening stroll through Filberg Park, open nightly until 9:00. Twinkling lights adorn the heritage buildings and fences, creating a picture-perfect backdrop for a memorable festive outing. The beloved Filberg Lodge Tours are also back. Thursdays up to December 18, drop in anytime between noon and 3:00 for a volunteer-led tour of the historic Filberg Lodge. No appointment is needed. Simply come by to explore the lodge, learn about its rich history and enjoy a warm welcome. Donations are gratefully accepted. And be sure to stop by the charming Filberg Gift Shop, open Friday to Sunday from 11:00 – 4:00. It’s truly “where Santa shops,” featuring a treasure trove of gently used fine china, crystal, linens, jewellery, glassware, flatware, pottery and art displayed throughout the beautiful lodge rooms. All proceeds from Christmas at Filberg 2025 support the ongoing care and maintenance of the Filberg Lodge and Park, making every visit a gift to this cherished community landmark.

Mount Washington Alpine Resort is celebrating the season with a trio of festive winter events for all ages. From December 12 to 19, beginners aged 13+ can enjoy Discovery Days, a special opportunity to learn to ski or snowboard for free with a two-hour lesson, full-day Easy Acres lift ticket and equipment rentals included. The perfect thing for first-timers looking to experience the mountain. Night skiing returns on December 18 as the Whiskey Jack lift runs from 3:30 – 9:00 daily through January 4, before shifting to Thursday to Saturday evenings for the rest of the season, conditions permitting. And from December 19 to January 3, the resort comes alive with its 12 Days of Holidays, featuring family-friendly activities, festive dining and special events to ring in the new year.

The Children’s Christmas Party at the Lewis Centre invites Courtenay families to celebrate the season on Saturday, December 6 from 11:00 – 1:00. Kids aged nine and under, accompanied by an adult, can enjoy holiday-themed activities, cheerful entertainment, hands-on crafts, games and the chance to write letters to Santa. Courtenay Rec staff are working hard behind the scenes to create a warm and joyful celebration, complete with a special visit from Santa himself. Families are encouraged to bring a camera to capture the moment. And a cross the bridge at the Florence Filberg Centre, the Gnarly Little Christmas Craft Fair will be running from 10:00 – 2:00, highlighting the creativity of youth aged 9 to 19. With more than 60 vendors offering baking, artwork, jewellery, fibre creations, woodwork and more, it’s a perfect spot to find handmade holiday gifts. Admission to both events is free with a non-perishable food donation for the local food bank.

City Lights

• Comox Air Force Museum Christmas Lights Display – The Heritage Air Park at 19 Wing Comox shines nightly from 5:00 – 8:00 until December 30 (closed Christmas Eve and Day). Admission is by donation: food items support the Comox Valley Food Bank; cash gifts support the museum. Volunteers are on hand to share stories about the aircraft.

• Kitty Coleman Woodland Gardens Christmas Lights & Santa’s Barn – For more than 30 years, the Gardens have glowed nightly. Between 5:00 and 9:00, December 1 to January 2, admission is just $5 per person. Check the website to see when Santa visits!

• Kingfisher Serenity Gardens Winter Light Display – From November through February, the Kingfisher Resort transforms its Serenity Gardens into a glowing winter wonderland – a favourite seasonal experience.

· Want to see lights but don’t want to leave the warmth of your car? Make sure to head down 10th Street to Williams Rd. in East Courtenay, also known as Candy Cane Lane, to have a look at the wonderful neighbourhood lights display.

Whatever you do and wherever you go this season, may it be full of warmth and wrapped in fun.

To chat about your real estate needs in the coming year, please feel free to get in touch or visit my website or Facebook page.

Autumn Adventures and Favourite Fall Excursions

Wed, 03 Sep 2025 16:18:26 GMT

Family-friendly Outings and Hikes in the Comox Valley

Autumn in the Comox Valley is so much more than pumpkin-spice lattes, apple pies and flannel shirts. Between the local festivals, crisp air and changing foliage, it’s an excellent time to get out and about with the family before the rain and snow set in.

From pumpkin patch visits to walks in the woods, the Valley has something for everyone at this time of year. Following are ideas for fun fall outings and excursions.

Fall Family Outings

The official start to the season kicks off with Cumberland’s annual Foggy Mountain Fall Fair, being held on the Fall Equinox, September 21st. The village comes alive with a day-long street market full of artisan vendors, live music and pop-up harvest art projects. Families can join in heritage games and crafts, visit the Museum open house or head to 1st Street for the community square dance. Arguably the most important and anticipated event of the year will occur with the legendary Pie of the Year Contest and auction in Buchanan Hall. Tasting and judging begins after 4 p.m., so bring your sweet tooth!

On the other side of the Valley, September and October are prime times to visit Seiffert Farms to grab some fall harvest. Then, while you’re in the neighbourhood, stop by the Comox Air Force Museum. Located at the main gate of CFB Comox, the museum displays West Coast military aviation history from WWI to modern-day search and rescue. Exhibits, artifacts and an aviation reference library make this a fascinating stop, with admission by donation. Just a short walk away, the Heritage Air Park displays historic aircraft like the CF-100 Canuck, CF-101 Voodoo, Douglas Dakota and Sikorsky CH-124 Sea King. The grounds are wheelchair- and scooter-accessible.

If pumpkins are more your kind of fall vegetable, you’ll want to check out both Shamrock Farm and Coastal Black Estate Winery.

Shamrock Farm (Comox) is a charming, family-run spot with a cozy vibe. Their Pumpkin Patch Festival features u-pick pumpkins, hay rides, a petting farm and sometimes mazes or crafts especially suited for little ones.
Coastal Black (Black Creek) offers another fall festival, complete with corn mazes, wagon rides, sunflower fields and hay bale climbing. Rumour has it there may even be a corn cannon. (Oh, and did I mention there’s the option for a wine tasting while the kids are busy with the corn?)

Nature Walks & Favourite Hikes

It’s never a bad time to hit the trails, but as the leaves begin to turn, our local paths truly start to shine. Here are favourites for every age and ability:

Courtenay Riverway Heritage Walk & Air Park – A flat, paved almost five-kilometre loop that’s stroller- and wheelchair-friendly (not to mention bike-, rollerblade- and scooter-friendly, too). Watch small planes take off from the runway and keep an eye out for river otters and seals in the river. Plus, you can enjoy playgrounds, picnic spots and a café along the way. The shorter two-kilometre Air Park Loop is perfect for tiring out the little ones.
Seal Bay Nature Park – Explore forest and seaside trails while learning about the area’s cultural significance to the K’ómoks First Nation. Interpretive signs in the traditional Coast Salish language add depth and context to your walk. Plus, the oceanside offers opportunities for tidepooling and beachcombing.
Nymph Falls Nature Park – This is an easy, family-friendly hike area with off-leash dog sections and photo ops galore, including the cascading waterfall. Watch fish returning in October and November to leap their way up the fish ladders. Plus, the trail to the Falls themselves is wheelchair accessible.
Cumberland Community Forest – Just steps from the village’s downtown, this forest offers historic trails, wildlife viewing and an illustrated map to help plan your adventure. The multi-use trail system sees plenty of action throughout the year.
Paradise Meadows and Strathcona Park (Mount Washington) – Boardwalk trails and alpine meadows make this spot both accessible and breathtaking. Loops range from short three-kilometre strolls to longer seven- to nine-kilometre circuits around Helen MacKenzie and Battleship Lakes. And for those seeking more rugged adventure, the Meadows trailhead offers a gateway to Strathcona (BC’s oldest provincial park!), which can be enjoyed on day hikes or multi-day treks. Lakes, waterfalls, alpine meadows and mountain views await.

Whether you’re into sipping apple cider at a corn maze, checking out local harvests or wandering through our gorgeous forests as they change colour, the Comox Valley is overflowing with family-friendly fall adventure opportunities. Get out there and enjoy!

For more information about living in the Comox Valley or if you are considering buying or selling here, please feel free to get in touch; contact me, visit my website or reach out through Facebook or Instagram.

Green Tips for Sellers and Buyers in the Comox Valley

Mon, 02 Jun 2025 16:31:05 GMT

Sustainable living that starts at home

In BC – and around the world – going green is more than just a catchphrase: it’s a growing priority. In real estate, sustainability is no longer viewed as an added bonus, it’s increasingly seen as the future. For many buyers and sellers, environmentally friendly features are becoming a key part of the decision-making process.

Here in the Comox Valley, natural beauty and strong community values go hand in hand. It makes sense that more homeowners are looking for properties that meet their needs, reflect their ideals and offer smart upgrades with a solid return on investment. As energy efficiency and sustainability become increasingly important, a home’s eco-credentials are part of the package. From insulation to landscaping, green upgrades not only reduce your carbon footprint, they can also lead to significant savings and boost your home’s resale appeal.

Whether you’re preparing to sell or on the hunt for a future-friendly home, here are some tips to help you go green – and get ahead.

For Sellers: Eco Upgrades to Help Your Home Stand Out

1. Emphasize What’s Already in Place
Have a heat pump or high-efficiency windows? Have you upgraded your insulation? Have drought-resistant plants? That’s all worth mentioning. Make sure to showcase these features in your listing description. Even small updates like LED lighting, smart thermostats and low-flow plumbing fixtures can add eco-appeal.

2. Make Smart Environmental Improvements
Before listing, you may want to consider updates that increase comfort and offer solid ROI. Some of the best eco-upgrades include:

Attic insulation: This dramatically reduces heat loss and keeps energy bills down.
Window replacements: Upgrading to vinyl or fibreglass double-pane windows increases efficiency and can recover 60 to 70 percent of the cost at resale.
Heat pumps: A modern must-have, these systems heat and cool efficiently, reduce emissions and add to your home’s value. They also qualify for rebates and need minimal maintenance.
Sustainable flooring: Refinishing existing hardwood is more eco-friendly than installing new materials. If new floors are needed, choose certified wood over vinyl or laminate.
Water-saving features: Install low-flow toilets, aerated faucets and consider adding a greywater system or rain barrel.
Eco-landscaping: Native plants, edible gardens and drought-resistant features help reduce water usage and maintenance while adding curb appeal.

The Appraisal Institute of Canada (AIC) provides guidance on home renovations that offer strong (and smart) returns on investment, particularly those enhancing energy efficiency. According to the AIC, the top renovations for maintaining a home's worth include replacing the roofing, updating heating and cooling systems, replacing windows and doors, updating electrical components and repairing structural defects, all of which help save energy.

3. Stage an Eco-Lifestyle
Showcase how sustainable life is simple to achieve in your home. Be it a compost bin on the counter, a handy bike rack and EV charging station or simply a rain collector by the shed, all these things can show buyers how eco-friendly your house is. Don’t forget to emphasize your property’s closeness to transit, trails or markets. Walkability makes a difference!

4. Hand Over Your Receipts
Already made some energy-saving upgrades? Prove it with documentation. Gathering recent utility bills, an EnerGuide rating or proof of any rebates can give buyers confidence in your home’s efficiency.

5. Get a Pre-Sale Energy Audit
An audit highlights what’s working and where future upgrades could be made. Plus, it offers proof that you’re doing what you can to take sustainability seriously.

For Buyers: What to Look for in a Green Home

Many people buying in the Comox Valley because they’re drawn to the natural beauty of the area. Why not choose a house that complements that way of life?

1. Inspect the Building Envelope
Solid insulation, quality windows as well as tight seals around doors and vents mean better temperature regulation, which means lower heating bills.

2. Target Efficient Heating and Cooling
Heat pumps or high-efficiency furnaces save on energy costs and often qualify for BCHydro rebates or through programs like CleanBC.

3. Look Beyond the Four Walls
Does the property’s location support a low-impact lifestyle? Proximity to shops, transit and schools means fewer emissions and more time enjoying where you live.

4. Consider Long-Term Savings with Solar Panels
Think about solar panels if you’ll be there for more than about 10 years. Upfront costs will pay off in the long run if you plan to stay.

5. Look into Rebates and Incentives
Programs change often, but there are various rebates or low-interest financing for buyers investing in green upgrades. BC Hydro offers many different incentives for solar panels, windows and doors, insulation and more.

Good for You, Good for the Planet

Whether you’re selling a charming Comox rancher or buying your dream Seal Bay getaway, going green makes sense. Eco-upgrades can increase your home’s value, lower monthly bills and make your living space more comfortable all year long. Why not make your next move a bit greener?

If you’re considering buying or selling, I’m here to provide the support and expertise you need. Please feel free to contact me, visit my website or get in touch through Facebook or Instagram.

Spring Market Kickoff in Comox Valley

Thu, 13 Mar 2025 17:05:47 GMT

What buyers & sellers need to know

Spring is just about to bloom, and the local real estate market is blossoming right alongside it! Longer days and new growth, it’s one of the busiest real estate times of the year here in the Comox Valley. More homes are hitting the market and motivated buyers are stepping up their searches. While economic uncertainties and tariff concerns linger, the core elements of a strong spring market remain solid.

Spring typically means a surge in listings with more options for buyers and fresh opportunities on both sides. Brighter days and better weather encourage buyers to get out, attend open houses and make offers – especially for those aiming to settle in time for summer. Recently, this demand has even sparked multiple offers on select properties in some neighbourhoods.

Whether you are considering a move or just keeping tabs on the market, here’s what buyers and sellers need to know to stay ahead of the competition and make the most of the season.

Sellers: Stand Out & Sell Fast

Ensure the Price Is Right from Day One

Spring is a fast-moving market, and buyers aren’t interested in wasting time on overpriced homes. With plenty of options, they’ll recognize a fair deal and be quick to move on if a home is priced too high. To stay competitive, build your pricing strategy on recent comparable sales and current market trends. Yes, it’s tempting to aim high, but a well-priced home attracts the right buyers and gets results. Finally, from finding the right service providers to assessing the competition, expert advice from a local realtor can help you set a price that attracts serious buyers while maximizing your home’s value.

Make Your Home a Must-Have

First impressions do matter, so curb appeal can make all the difference. Fresh bark mulch, trimmed lawns and hedges and an inviting entryway that’s clean and colourful help set the tone. Inside, a neat, well-styled space helps buyers picture themselves at home. So declutter, depersonalize and highlight your home’s best features. You may want to consider staging help. Of course, most buyers start their search online; therefore, professional photos and virtual tours are essential for grabbing attention and driving showings. A smooth and successful sale usually starts with a little effort upfront!

Be Ready to Move – Literally

As noted, spring buyers are motivated and ready to move quickly, so it’s important to have everything in order for a fast closing. Ensure your paperwork is ready to go. Consider a pre-inspection to avoid any surprises that could slow down negotiations. With all your documents in place and your home prepped, you'll be perfectly positioned to take advantage of the season's fast-paced market!

Buyers: How to Get Ahead in a Competitive Market

Get Financing Locked and Loaded

A mortgage pre-approval can be your secret weapon in a competitive market: it shows sellers you’re serious and ready to make an offer. Knowing your budget before you start shopping is key, as homes can sell quickly in a hot market. Be sure to factor in additional costs, like closing fees, inspections and potential bidding wars, so you’re prepped and can act fast if you find the right home.

Be Ready to Act Fast

Spring listings move fast, so if you find a home you love, don’t wait! Book a showing and be ready to act. That said, it’s still important to take your time with due diligence. Inspections, contingencies and contract terms are there to keep you protected. While desirable homes can go quickly, being prepared to make a decision doesn’t mean skipping the essential steps to ensure you’re making the right one.

Work with an Experienced Local Realtor

A knowledgeable local agent can give you the edge you need to succeed in today’s market, including sometimes alerting you to new listings before they even hit the market. They’ll also help you craft the right offer, focussing not just on price but also on flexibility and terms that appeal to sellers. With insider knowledge of neighbourhoods, pricing trends and even off-market listings, they can guide you to the best opportunities. Plus, their negotiation expertise will help you create a strong, strategic offer that stands out in the crowd.

Final Thoughts

Spring in the Comox Valley is a beautiful time to buy or sell, but it’s also fast paced so preparation is key. Sellers should focus on pricing and presentation, while buyers need to be financially ready and quick to act. A local realtor can make all the difference in navigating the season’s opportunities and challenges.

Holiday Fun, Comox Valley Style

Wed, 20 Nov 2024 17:39:34 GMT

A winter wonderland of activities

The holidays are back, and the Comox Valley is ready to sparkle more than it usually does!

With a lineup of festive events that could make even Ebenezer Scrooge smile, there’s no better time to dive into the holiday spirit. From heartwarming concerts to twinkling light displays and handmade treasures at local markets, this season is packed with reasons to celebrate. So grab your scarf, gather your loved ones and let’s jump into the joy-filled fun!

Craft Fairs – Shop Local, Shop Festive

Still searching for the perfect gift? Or maybe you haven’t quite started… There’s no need to panic because plenty of craft fairs and markets are here to help you check off your list. From handmade treasures to local goodies, these spots have everything to make your holiday shopping extra special.

Touch of Class Christmas Market – Experience the magic of a European-style artisan market at the Little Red Church on Comox Avenue. Happening Friday, December 6 (3 PM–9 PM), and Saturday, December 7 (10 AM–4 PM), this free event offers twinkling lights, fresh greenery and a festive atmosphere. Shop unique, locally handmade treasures and enjoy treats, too!
The Comox Valley Makers' Market is the perfect place to find handcrafted gifts this holiday season! Featuring over 30 talented local artisans, it runs December 7 and 8 from 10 AM to 4 PM in the Upper Hall of the Comox Legion. Admission is free, with donations to YANA or the local food bank warmly welcomed.
The Christmas Craft Fair at the K'ómoks First Nation Community Hall is a must-visit event this holiday season. Hosted by the Queneesh Indigenous Community Society, this festive fair takes place on Saturday, December 14, from 10 AM to 5 PM at 3330 Comox Road. Shop handmade crafts, baked goods and more from talented local vendors; enjoy delicious seafood chowder and take part in raffles and 50/50 draws. With free parking and plenty of holiday cheer, it’s the perfect way to cross items off your list!
And the Comox Valley Farmers’ Market runs on Saturday mornings from 9 AM to 1 PM right up to Christmas at the Native Sons Hall. This vibrant market offers a fantastic selection of fresh local produce, handmade goods and unique holiday gifts, making it a great stop for seasonal shopping. With friendly vendors and a festive atmosphere, it's the perfect place to stock up on all you need for the holidays while supporting local artisans and farmers.

Sounds of the Season

Music is the heartbeat of the holidays, bringing warmth and joy to every celebration. Check out these fantastic musical events to make your season merry and bright.

Join the Just in Time Choirs for their fall concert, "River," at Northgate Church on Burgess Road, Courtenay, on Saturday, December 7, 2024. With performances at 3:00 PM and 7:30 PM, this concert showcases the choirs' versatility across genres, from jazz and folk to classic rock and contemporary pop.
The North Island Choral Society celebrates its 40th anniversary with a special concert featuring some of their greatest hits, including Mozart's Requiem, Charpentier's Midnight Mass, Britten's Ceremony of Carols, Ave Maria and Handel's Messiah. Join them at St. George’s United Church, Courtenay, on Friday, December 6 at 7:30 PM and Saturday, December 7 at 2:00 PM for this musical celebration!
The Strathcona Symphony Orchestra celebrates its 20th Anniversary with Encore!, a concert featuring a diverse mix of audience-chosen music. Join them on Saturday, December 7 at 7:00 PM and Sunday, December 8 at 2:00 PM at the Florence Filberg Centre in Courtenay. Enjoy classical works by Mozart, Tchaikovsky and Beethoven, alongside music from James Bond, Lord of the Rings, Harry Potter and festive Christmas favorites.
The Celebration Singers will present an eclectic and uplifting Winter Concert you won’t want to miss! The three choirs will perform on Friday, December 13 at 7:00 PM and Saturday, December 14 at 2:00 PM at St. George's United Church. Join them for an inspiring and joyful performance.
The Yellowpoint Christmas Spectacular returns for its 16th season at the Sid Williams Theatre with four shows from December 9 to 11. This uplifting performance blends music, dance, lights and touching stories, featuring medleys from Van Morrison, Dolly Parton, Taylor Swift, Grease, James Bond movie hits and Bing Crosby’s White Christmas. It’s the perfect way to celebrate the season!

Holiday Nights and Lights

Looking to get out and about to enjoy some holiday cheer? Round up the kids and take in these spectacular Christmas light displays around the community!

The Comox Air Force Museum’s Christmas Lights Display is shining bright at the Heritage Air Park, located at 19 Wing Comox. This annual event runs nightly from 5:00 to 8:00 PM until December 30 (excluding Christmas Eve and Christmas Day). Admission is by donation, with non-perishable food items going to the Comox Valley Food Bank or cash donations supporting the museum. Volunteers will also be on hand to share details about the aircraft on display.
For over 30 years, Kitty Coleman Woodland Gardens has delighted visitors with their Santa's Barn & Garden Lights. Running nightly from 5:00 to 9:00 PM, December 1 through January 2, this magical experience is just $5 per person. Check in for details on special events like Santa visits and carol walks. It's a holiday tradition you won’t want to miss!
Kingfisher’s Serenity Gardens Winter Light Display – Experience the magic of a dazzling light show running from November to February. This enchanting display transforms the resort’s Serenity Gardens into a colorful winter wonderland, with glowing maple trees, shimmering tulips, mystical mushrooms and more. It’s a must-see!
And if you want the lights to come to you, follow the Comox Valley Christmas Light Trucks Facebook page to see if they’ll be going through your neighbourhood, starting at the end of November into end of December.

Wherever your holiday adventures take you this season, may they be merry, bright and full of joy.

For more about living in the Comox Valley – or to discuss your real estate needs – visit my website or my Facebook page. And for specific real estate questions, please feel free to get in touch.

Navigating BC’s new residential tenancy laws

Tue, 03 Sep 2024 16:25:36 GMT

What home buyers, sellers and landlords need to know

Recent changes to British Columbia’s residential tenancy laws under Bill 14 have brought significant shifts for home buyers, sellers and property owners. Modifications to the Residential Tenancy Act and the Manufactured Home Park Tenancy Act aim to enhance tenant protections and ensure fair practices, with further amendments reflecting the provincial government’s responsiveness to stakeholder feedback. Whether you’re buying, selling or renting out a property, understanding these changes is crucial for a smooth transaction process. Here’s a breakdown of the key amendments and their implications.

Key changes impacting landlords and sellers

If you’re an owner or planning to sell a property with tenants, these changes are especially relevant:

Restrictions on occupancy evictions in large buildings: Owners of purpose-built rental buildings with five or more units can no longer evict tenants for personal use. This means you won’t be able to reclaim a unit for yourself or a family member in larger rental properties. The aim is to prevent tenant displacement in vulnerable housing situations.
Longer occupancy requirements for landlords: If you're a landlord planning to move into your rental property, you now need to occupy it for at least 12 months (up from six months). This ensures personal occupancy evictions are genuine and prevents property owners from quickly re-renting at higher rates.
No rent increases for minor occupants: A critical change is the prohibition of rent increases when minors join the household. Families adding a child won’t face unexpected rent hikes.
Ban on frivolous eviction notices: Landlords are also prohibited from issuing frivolous notices to end tenancies. This change is designed to prevent unjustified evictions, ensuring tenants are not unfairly displaced.

Other recent changes to be aware of

Several other amendments came into effect on July 18, 2024, impacting property owners, home buyers and sellers:

New web portal for evictions: Landlords now must use an online portal to generate Notices to End Tenancy for personal occupancy. This standardizes the process and ensures landlords are fully aware of legal requirements, reducing the risk of bad-faith evictions. Sellers and buyers planning to move in need to understand this new system.
Extended notice periods: The notice period for evictions due to personal use increased from two months to four months, giving tenants more time to find new housing. For buyers planning to move in, this means accounting for a longer waiting period before you can take possession.
Longer dispute period for tenants: Tenants now have 30 days (up from 15 days) to dispute a Notice to End Tenancy. For buyers and sellers, the extended period could affect transaction timelines, so it’s important to plan accordingly.

Province responds to feedback on changes: reduced periods for purchasers

In response to feedback from industry stakeholders, the provincial government made additional amendments effective August 21, 2024, which reduced the notice and dispute periods for home purchasers*:

Three-month notice period for purchasers: If you're buying a tenanted property and need the tenants to vacate for your own use, the notice period has been reduced from four months (which took affect in July) to three months. This change occurred after concerns were raised that a four-month notice period could prevent first-time buyers from purchasing tenanted properties, particularly under CMHC programs that require vacancy upon possession. The reduced notice period helps align with mortgage and financing requirements, making it easier for buyers to close deals.
Shorter dispute period for tenants: The dispute period for tenants in these cases has also been shortened to 21 days (down from 30 days) to help expedite the process for buyers who need to take possession of the property within a specific timeframe.

*The four-month notice period remains in effect for landlords who intend to personally move into the rental or have a close family member move in. Tenants of these properties will also still have 30 days to dispute any Notice to End Tenancy.

Future regulations: what’s on the horizon?

Looking ahead, more regulations are expected to further influence the buying, selling and renting landscape, though timelines aren’t known at this point:

Restrictions on converting rental units: Conversion of rental units to non-residential uses, such as short-term rentals, will be prohibited. This is important for property owners considering alternative uses for their properties.
Increased compensation for long-term tenants: If you’re evicting long-term tenants for personal use, be prepared to offer increased compensation. This aims to protect tenants who have lived in their rental homes for extended periods.
Clearer criteria for ending tenancies: Landlords dealing with problematic tenants will benefit from clearer legal criteria for ending a tenancy, ensuring fairness and transparency.
Stronger penalties for violations: Penalties for violating the Residential Tenancy Act will increase, so property owners need to be particularly diligent about following the new regulations.

How to navigate these changes

For home buyers, sellers and landlords, these legislative changes require careful planning and communication with tenants. Understanding the new timelines and compliance requirements will be essential to avoiding legal issues and ensuring smooth transactions.

If you’re selling a property, potential buyers must be informed about the tenancies and the new regulations. For buyers, especially those planning to move into their new homes immediately, it’s crucial to understand the notice requirements and be aware of potential delays caused by tenant disputes. Landlords need to keep up to date with all the changes and manage their rental properties proactively to maintain positive relationships with tenants and avoid penalties.

Whether you’re an owner, home buyer or seller, navigating the complexities of the real estate market and ensuring successful transactions means staying informed. For more detailed information on Bill 14 and related resources, visit the Government of B.C.’s official website or consult a real estate professional who is familiar with the latest legislative changes. If you have questions or need more information, please feel free to contact me, visit my website or get in touch through my Facebook page.

Enhancing Your Home with Outdoor Living Spaces

Thu, 27 Jun 2024 16:25:21 GMT

Tips to take “the backyard” to a relaxing retreat

With the long days and warm weather upon us, it makes sense that we want to spend more time outdoors. However, if your backyard has become the dog’s domain or a dumping ground for unfinished projects, the thought of being out there might not seem that appealing.

But it should – and could – be. After all, sunshine and shade, pleasant breezes and fresh air, what’s not to like? When you factor in the opportunity to add comfortable square footage and extend your living space, it's easy to see why homeowners everywhere are inspired to "go play outside."

Over the past few years, outdoor living spaces have become a booming trend, be they cozy backyard retreats or stylish patio lounges. Perfect for entertaining, they can also offer a peaceful spot for relaxation. So why not embrace the great outdoors! The following tips will not only boost the beauty and value of your home, but they might just enhance your state of mind!

Planning for Your Outdoor Living Space

The first step in transforming your outdoor area into a perfect living space involves a bit of strategic planning – I know, boring but important. First, take a close look at your space and evaluate its potential. And no matter who tells you otherwise, size doesn’t matter. Big or small, there’s always room for creativity. Next, set a budget. Pallet furniture has its place, but a bit of a budget in a necessary evil. Finally, define the purpose of your new space. Is it to be a go-to spot for entertaining friends, a quiet retreat for relaxation or a cozy place to dine al fresco? Once you have these basics nailed down, you’re set to start creating an outdoor haven that fits your lifestyle (and maybe makes your neighbours just a little jealous).

Seasonal and Maintenance Considerations

Now that you have an idea of what you want to achieve, before you start shopping, think about comfort-levels and care. If it’s just a warm weather thing, then you don’t need to worry so much about weatherproofing, though storage may be an issue. Protecting furniture and fixtures from the elements ensures they stay in good shape. Plus, it’s smart to come up with a plan for those occasional summer storms. For all-season comfort, you’ll want to consider adding heating elements to warm those chilly evenings, and fans may come into play during the summer. Depending on where you live, you may have to implement measures to deter pests like mosquitoes, wasps and ants. Shade sails and awnings all can make the space more usable during the hottest parts of the day.

In terms of maintenance, a quick sand and coat of oil on outdoor furniture and railings at the start of the season will help prevent weathering and extend life. Regularly raking and removing leaves and debris can help maintain a tidy appearance and prevent mold. Creating a new space to enjoy also means creating a new space to maintain, so keep that in mind when planning your outdoor oasis.

Designing for Comfort, Style and Ambiance

Now comes the fun part! For a retreat that beckons you to unwind and entertain in style, start by selecting durable, comfortable furniture that complements your space’s aesthetic while withstanding the elements. Enhance your comfort zone with shade options such as pergolas, umbrellas or awnings to escape the sun’s rays or unexpected drizzles. Brighten your sanctuary with a mix of ambient and accent lighting to create both functionality and a magical atmosphere from dusk till dawn. Greenery tailored to your climate will add a lush backdrop and a touch of natural serenity. For added relaxation, consider incorporating water features and/or a fire pit. Both are ideal for soothing evenings or cozy gatherings with friends. Depending on your zone, you may want to complete the look with thoughtfully designed pathways and hardscaping, ensuring seamless integration of both beauty and practicality.

Sustainable and Eco-Friendly Design Options

And while you’re at it, try to minimize your environmental footprint while maximizing enjoyment. Opt for recycled and eco-friendly building materials that blend seamlessly with nature while reducing waste. Implement efficient irrigation systems to conserve water, ensuring your greenery thrives without excess usage. Embrace energy efficiency by integrating solar lighting and energy-efficient appliances, harnessing the power of the sun to illuminate your space and reduce electricity consumption. Appealing is good but environmentally responsible is better, so prioritize eco-conscious choices when possible.

Make Your Space Your Own

Elevate the vibe by adding your personal touch with decor and accessories that reflect your taste. Consider incorporating entertainment options, such as outdoor TVs, sound systems and games, to keep gatherings lively and enjoyable for guests of all ages. And don’t forget Fido and Princess! Design a pet-friendly zone with comfortable areas for them to lounge and feel at home, too. A basket of toys and treats is always in good taste, as least that’s what my dog tells me.

When it comes to outdoor living spaces, the potential for personal touch, privacy, peaceful retreats and profound inspiration knows no bounds, so get planning!

As always, please feel free to reach out should you want information on any aspects of buying and selling real estate in the Comox Valley; contact me, visit my website or check out my Facebook page.

BC’s New Housing Legislation: What Buyers and Sellers Need to Know

Fri, 12 Apr 2024 16:36:18 GMT

Key Changes Impacting the Comox Valley and Beyond

Amidst a wave of new housing legislation in British Columbia, impactful changes are underway that could deeply influence the real estate market for buyers and sellers.

In response to global factors such as the pandemic and soaring housing prices, the BC government has introduced measures to foster a more accessible and equitable housing market. The changes include the introduction of the BC Flipping Tax, expansion of the Speculation & Vacancy Tax to new areas like the Comox Valley, enhancements to the First Time Home Buyers Program and the Newly Built Home Exemption, as well as the implementation of a short-term rental ban.

These actions signal a pivotal moment in the province's housing market and collectively underscore a commitment to ensuring housing remains attainable for all. In case you’ve missed some of them or are looking for further clarification, here’s a quick rundown of the changes and what they may mean to those looking to buy and sell in the Comox Valley and across BC.

BC Flipping Tax

Starting January 1, 2025, a proposed BC home flipping tax will impact property sales held for less than 730 days, including presale contracts. This tax stands apart from federal property flipping rules and income taxes and aims to deter short-term property speculation.

If you sell a property after January 1, 2025, purchased within the last 730 days, your sale income may be subject to this tax. Applicable properties include those with housing units or zoned for residential use, as well as rights to acquire such properties, like presale condo contracts. (For buyers entering presale contracts on developing properties, the acquisition date is considered the contract signing date, even if the property purchase completes later. Similarly, if you're assigned a presale contract and close on the built property, the acquisition date is the assignment date.) Certain exempt property locations are not affected.

The tax is computed as 20 percent of your net taxable income from property sales within 365 days. After 730 days of ownership, the tax no longer applies. For further details, refer to the BC Government website.

Speculation and Vacancy Tax

This tax is designed to turn vacant homes into housing and ensure foreign owners and those with primarily foreign income contribute fairly to BC’s tax system. It’s an annual tax that applies based on how property owners use their residential property; the property owner’s residency status; and where property owners earn and report their income. Since 2018, more than $313 million has been raised through the tax to go back into affordable housing in regional districts where the tax is applied.

This year sees the tax expanding to new municipalities, including Courtenay, Comox and Cumberland. Residential property owners in these communities will need to declare for the first time in January, 2025, based on how they used their property in 2024. Exemptions include primary residences, properties with a long-term tenant and life events, such as separation or divorce. More than 99% of BC residents are exempt from paying the tax. Also, unpaid taxes are tied to individual owners, not the property itself. For more details, refer to the BC Government website.

First Time Home Buyers Program

This program reduces or eliminates the property transfer tax for first-time homebuyers. Eligible individuals may qualify for a full or partial exemption from this tax. If not all purchasers qualify, only the portion of the property owned by the first-time homebuyer(s) is eligible.

To qualify for this exemption when registering the property, you must:

Be a Canadian citizen or permanent resident;
Have lived in B.C. for at least one year immediately before registering the property, or have filed at least 2 income tax returns as a B.C. resident in the last 6 taxation years before the registration date;
Have never owned a registered interest in a property used as your principal residence anywhere in the world; and
Have never received a first-time homebuyer exemption or refund.

Additionally, the property must only be used as your principal residence; have a fair market value of $835,000 or less (effective April 1, 2024); be 0.5 hectares (1.24 acres) or smaller; and contain only residential improvements.

If all requirements are met, the purchaser will be exempt from property transfer tax on the first $500,000 of the property’s purchase price. Note: for purchases made before April 1, 2024, the fair market value must be $500,000 or less to qualify for the full exemption. To get more details about the program, click here.

Newly Built Home Exemption

The newly built home exemption reduces or eliminates property transfer tax for qualifying principal residence purchases.

Starting April 1, 2024, the fair market value threshold for a full exemption on newly built homes increases to $1,100,000 from $750,000. Properties valued just above the threshold may qualify for a partial exemption, with the exemption phased out completely at $1,150,000 for eligible purchasers.

A newly built home includes: a house constructed and affixed on vacant land; a new apartment in a newly built condominium; a manufactured home placed on vacant land; an existing house moved to new vacant land (unoccupied since relocation); a house resulting from subdivision of existing improvements on subdivided land (unoccupied since subdivision); a conversion of non-residential buildings (e.g., warehouse to apartments).

If you qualify, you may receive either a full or partial exemption from the tax. If you paid property transfer tax for vacant land and now have a newly built home on the property, you may be eligible for a tax refund. To check eligibility or apply, visit the BC Government website.

Short-term Rental Accommodations Act

The act aims to empower local governments with stronger enforcement tools for short-term rental bylaws, promote the return of short-term rental units to the long-term housing market and introduce a new Provincial role in regulating short-term rentals. It covers rentals offered to the public via hosting platforms (e.g., Airbnb, VRBO), web listing forums (e.g., Facebook Marketplace, Kijiji) and newspaper classified ads. It excludes reserve lands, hotels, motels, RVs, tents and other temporary shelters.

Regional districts can now set fines up to $50,000 for bylaw offences, aligning with municipal fine limits under the Community Charter. Starting May 1, 2024, a provincial principal residence requirement will take effect, limiting short-term rentals to the host’s principal residence plus one secondary suite or accessory dwelling unit, though this requirement may not apply universally. To find more information on the provincial principal residence requirement, visit Principal residence requirement.

Phew, that’s a lot of information! But these changes could significantly impact your buying and selling decisions.

If you have questions or need more information, don't hesitate to reach out. Knowledge and preparedness are key in navigating this evolving landscape – and I’m here to help! Please feel free to contact me, visit my website or get in touch through my Facebook page.

Comox – A great place to live, work and play

Fri, 12 Jan 2024 18:08:20 GMT

What makes it a top Vancouver Island community

Think of Comox and you might picture a sleepy seaside community known for its small-town feel and spectacular views. But ask anyone who lives, works and plays here, and they’ll tell you it’s so much more than beaches and boutiques. In fact, it may just be one of the best places to live on the Island.

What’s so great about Comox? Glad you asked.

Key Comox statistics

Located on a peninsula in the Strait of Georgia on the east coast of Vancouver Island, the town of Comox has an area of almost 17 km (about 6.5 mi). The 2021 Stats Can census had the population at 14,806 with an average age of 52 years. Like many central and southern Island communities, the winters are wet and relatively mild, and summers are dry and sunny. Comox’s annual precipitation averages 1,179 mm (46.4 in), with 80 percent of it falling between October and March, mainly as rain.

No doubt it was the temperate weather, fertile soil and profuse sea life that drew the K’ómoks First Nations to the area thousands of years ago. Non-Indigenous settlers were also attracted by the area’s rich resources in the mid-19th century. Finally, the Canadian Forces saw the peninsula’s strategic benefits when they built 19 Wing Comox back in 1942. And the area and its offerings have been enticing people ever since. Aside from its flora, fauna and geography, these days most people like it for the views, the sunshine, the recreation, the marinas, the restaurants and festivals…

On the water

If you’re one of those people who needs to be on the water, you’ve got it made here. Comox is home to three marinas: Comox Municipal Marina, Comox Valley Marina and the Comox Valley Harbour Authority (Fisherman’s Wharf). Depending on which way the currents are taking you, it’s a convenient stop before heading north to Desolation Sound or the Discovery Islands or down to the Gulf Islands. Amenities that are within walking distance of the marinas include grocery, liquor, banks, retail and restaurant services.

Of course, if your main reason for visiting marinas is to get something for dinner, you can buy direct from the local fishermen. Common species sold include salmon, tuna, shrimp, cod, halibut, lingcod and prawns. Nothing quite like wild seafood fresh off the boat!

Up in the air

Sharing the waters around the marinas is Harbour Air, offering speedy trips to and from Vancouver as well as long haul trips elsewhere. Plus, just on the edge of the town limits lies the Comox Valley Airport (YQQ), serviced by Air Canada, Pacific Coastal Airlines and WestJet. Daily nonstop flights from Calgary, Edmonton and Vancouver, as well as seasonal offerings to Mexico and Toronto have helped expand tourism and business opportunities in the town and make getting away a breeze.

Recreational pursuits on the peninsula

But really, why would you ever want to leave this area, with its year-round recreational opportunities? Enjoy peaceful walks, bird watching, disc golf, tennis, cycling and golf any time of the year. Summertime showcases the community’s best recreational offerings, with breezy days enticing sailboats and kiteboarders to the water to savour Goose Spit, Balmoral and Point Holmes. When the weather is warm and the wind is calm, paddleboarders, kayakers, joggers and families flock to the shores to make the most of the beaches. Looking for something more organized or with instruction? Comox Recreation provides a wide range of programs for all ages. And those who are lucky enough to be over 55 can check out the offerings at Comox’s D’Esterre Senior Centre Association!

Festivals and family fun

As is the case with other parts of the Comox Valley, Comox boasts a thriving artistic community. After all, how could one’s creativity not be ignited by the region’s stunning natural surroundings? Comox provides ample opportunities to celebrate and showcase the area’s culture, ranging from larger festivals like the internationally acclaimed Filberg Festival to smaller local markets and galleries. Participants and spectators alike can satisfy their artistic appetites.

Families particularly enjoy a visit to Comox Marina Park, especially during the August Long Weekend when the Nautical Days Festival takes place. This lively, free family festival features exciting activities such as the Bullhead Derby for kids and the “Build, Bail & Sail” challenge for aspiring mariners.

Out for a bite

Feeling peckish? No problem. Well, maybe it’s a bit of a problem, because navigating the dining scene in Comox is both a joy and a challenge, given the array of exceptional establishments. In the spirit of making your decision-making slightly easier, here are a few of my personal favorites. The Black Fin Pub offers a breathtaking view paired with sumptuous cuisine from a West Coast menu. For special occasions, Martine’s Bistro stands out as one of the Island’s premier dining experiences. Their "locally provisioned, internationally inspired" menu promises a culinary journey. If pizza pie is more your style, both Boonies Pizza and Church Street Bakery have mouth-watering options that are baked to perfection. Enjoy!

Comox real estate options

With its welcoming ambiance, scenic vistas and convenient accessibility, the Town of Comox is highly appealing to both families and retirees. The housing market features a nice mix of classic and contemporary homes, with lot sizes generally aligning with urban standards. For those seeking retirement options, patio homes, townhouses and apartment condominiums are available, many strategically situated within walking distance of downtown Comox.

Discover Comox, the place where leaving is the last thing on your mind! From breathtaking mountain views to playful seals at the marina and kite-flying on the beaches, this town has it all. Whether you’re into recreational fun, artsy vibes or cultural events, this town caters to everyone. Come, stay and enjoy the best of Comox!

As always, feel free to contact me to find out about real estate opportunities in the Valley, browse my Comox Valley real estate and MLS listings on my website or follow me through Facebook.

Fire Prevention: safeguarding your home and yard

Tue, 10 Oct 2023 15:59:24 GMT

Tips for fire safety inside and out

October marks Fire Prevention Month in BC, so what better time to fortify your home against potential blazes? Following are some essential tips to keep your home safe and sound.

Fire Safety Inside the Home

Cooking with care

While cooking is an art, it’s also the leading cause of home fires. Vigilance is key, particularly when frying. Familiarize yourself with using a fire extinguisher; often local fire departments will give demos upon request. In case of a small cooking fire, don’t panic but do act quickly. For stovetop fires, slide a lid over the pan and turn off the burner, keeping it covered until it cools. In the case of an oven fire, switch off the heat and securely shut the door. If in doubt, evacuate immediately, closing the door behind you to contain the fire. If necessary, dial 911 from outside the home.

Other areas of focus within the home

Heating sources: Exercise caution around heating equipment, maintaining a 1-metre safety zone around space heaters, woodstoves and fireplaces.
Electrical safety: Directly plug appliances into outlets, reserving extension cords for temporary use. Regularly inspect cords for signs of wear and entrust electrical work to certified professionals.
Child safety: Educate young children early on about the dangers of handling matches or lighters and keep them out of their reach and sight.
Candle safety: Exercise extreme caution when using candles, especially around children and pets. Consider safer alternatives like battery-powered lights and flashlights.

Smoke alarms

Smoke alarms are crucial to protecting your family, potentially halving the risk of fatalities in a home fire. Install them strategically throughout your home; ensure everyone knows their sound and the necessary response. Regular testing and awareness of maintenance schedules are critical. If an alarm indicates a low battery with a chirp, address it immediately. Never disable a smoke alarm, even temporarily. This small step can have monumental consequences.

Evacuation strategies

In the face of an emergency, a well-prepared escape plan can make all the difference. Follow these steps to create an efficient evacuation strategy for your household.

Determine two exit paths from each room, typically a doorway and an alternate like a window or second doorway.
Keep your escape routes free of clutter, furniture or other obstructions that impede exits.
Choose a secure outdoor location at which to gather after evacuating.
Consider the needs of all household members and assign someone to assist if necessary. Ensure all escape routes are accessible. Second-floor rooms should have escape ladders available.
Conduct fire drills with your entire household at least twice a year to familiarize everyone with the plan and ensure a swift execution.

In an emergency like a fire, time is of the essence. Act promptly and prioritize safety. Leave your belongings behind, exit quickly and don’t re-enter. If smoke or fire blocks your path, seek an alternate route and, if necessary, get low to the ground to avoid smoke inhalation.

Fire Safety in Your Yard

Of course, fire safety doesn’t stop at the back door; it's equally crucial to extend your precautions to the yard. Here are key steps to maintain fire safety in the outdoor spaces around your home.

Like with the kitchen, cooking or grilling outside requires diligence. Begin by placing the grill away from flammable surfaces like siding and decking, maintaining a safe distance from children and pets. Stay watchful during the cooking process, and keep the grill clean to prevent potential flare-ups.

Portable or permanent fire pits provide enjoyment on those cooler evenings, but they also carry some risk. Ensure safety by positioning the fire pit at least three feet away from your house and anything that could catch fire. If using a wood-burning fire, employ a metal screen to prevent any sparks from drifting out. Before leaving the backyard, extinguish or turn off fires to eliminate any potential danger. Again, store matches and lighters out of sight and reach of children.

Other property fire safety measures include storing flammable liquids, like gasoline or paint thinners, in approved containers located a safe distance from occupied buildings. Position propane tanks a safe distance from structures, allowing for swift valve shut-off during emergencies. Keep the area surrounding the tanks clear of flammable vegetation to further reduce hazards.

In the event of a fire, having multiple entrance and exit routes can be a lifesaver. Also, adequate access for emergency services is crucial. All roads and driveways should be at least five meters in width to ensure them unimpeded passage.

Finally, simple yet effective measures like connecting a garden hose to an outside water outlet and properly disposing of stove or fireplace ashes in a fire-safe container contribute significantly to overall fire-safety preparedness.

Regular yard maintenance for fire prevention

Keeping on top of simple upkeep can go a long way toward ensuring a fire-safe environment. Regular tasks should include the following:

Frequently clean roof surfaces and gutters to eliminate flammable debris accumulation.
Install screens made of nonflammable material over the flue openings of chimneys or stovepipes, ensuring mesh openings do not exceed 1 cm for proper coverage.
Prune or remove tree branches within 3 meters of a flue opening to prevent potential fires from climbing into the canopy.
Trim tree branches from ground level up to a height of 3 to 4.5 meters.
Clear away potential fuel sources. Remove any leaves and other flammable debris.
Store combustible items like firewood, picnic tables and boats a safe distance from buildings.
In terms of landscaping, space fire-resistant shrubs at least 4.5 meters apart to prevent the rapid spread of flames. Avoid using bark mulch or other flammable materials right around the home.

For decks and patios within three metres of your home, use nonflammable materials to minimize fire risk. Additionally, create an ember-resistant zone around and beneath these structures to prevent embers from accumulating in vulnerable areas. Likewise, ensure fences are separated from the house or upgrade the last few metres of fence to incombustible material.

For information on reducing the potential impacts of wildfire on your home and property, have a look at the BC Wildfire Service’s homeowners manual by clicking here.

Final thoughts

Ensure street signs and address numbers are highly visible to aid firefighters and emergency responders in quickly locating your property. This small step can make a significant difference in any emergency situations.

Safety is no accident. By implementing these guidelines, you can set up a solid fire safety plan for your property. An established strategy will not only minimize potential hazards but also prioritize the safety of your household, creating a safe haven for you and your loved ones.

Should you have any questions about house-related issues or buying and selling in the Comox Valley, please feel free get in touch with me any time through my website or by visiting my Facebook page.

Stay Cool This Summer

Wed, 12 Jul 2023 16:22:34 GMT

Beat the Heat with These Energy-Efficient Solutions

Phew… hot enough for you?

With the absence of our typical ‘June-uary,’ seems like we hit the dog days of summer a few weeks ago in the Comox Valley. Add in the prospect of El Nino over the next year, with its soaring temperatures and accompanying occasional heatwaves, and many of us are thinking about effective ways to stay cool.

But it’s not just about being comfortable. Prioritizing energy efficiency to minimize the environmental impact and keep utility bills in check should also come into play.

So if you’re looking for simple strategies to keep cool during the summer months, we’ve got suggestions. From heat pumps to hydration, here are some energy-wise solutions for defeating the heat.

Heat pumps: efficient cooling and excellent resale value

For year-round comfort, it’s tough to beat heat pumps for both cooling and heating your home. Unlike traditional air conditioners that generate cool air, heat pumps work by extracting heat from the air and transferring it indoors or outdoors, depending on the season. This versatility eliminates the need for separate heating and cooling systems, saving space and installation costs. As if that wasn’t enough, heat pumps offer the following additional benefits.

Energy efficiency: Heat pumps operate on electricity and use a small amount of energy to transfer heat instead of generating it directly from fossil fuels. Compared to traditional HVAC systems, heat pumps are highly efficient and produce fewer greenhouse emissions, offering significant energy savings and reducing your carbon footprint.
Cost savings: Due to their energy efficiency, heat pumps can lower your cooling costs during the summer. While the initial investment may be higher, the long-term savings on energy bills can offset the short-term expense.
Increased resale value: Installing a heat pump can enhance your home's resale value. As energy efficiency becomes an increasingly important factor for potential buyers, having a heat pump in place can make your property more appealing.
Consistent comfort: Heat pumps provide consistent heating and cooling throughout your space. They distribute air evenly, eliminating hot or cold spots commonly found with other systems.
Long lifespan: With proper maintenance, heat pumps can have a long lifespan. Typically, they can last 15 to 20 years, or even longer.

But before you jump on the heat pump bandwagon, there are few considerations worth mentioning, such as cost and suitability. Heat pumps generally have a higher upfront cost compared to traditional heating and cooling systems. However, over time, the energy savings can offset the initial investment.

They tend to be more effective in moderate climates. In extremely cold regions, their effectiveness may decrease, requiring supplemental heating or defrosting cycles, which can reduce overall efficiency. And depending on your property, installation may require modifications or additional equipment. For example, ground-source heat pumps require digging trenches or drilling wells. The pumps can also generate some noise during operation, which may be a consideration for some. That said, technological advancements have made newer models quieter compared to older ones.

Like any HVAC system, they require regular maintenance to ensure optimal performance. Filters need to be cleaned or replaced, refrigerant levels checked and other components inspected.

Your local, professional HVAC contractor can evaluate your specific needs, climate and property to help you make an informed decision.

If you are considering a heat pump, know that there are a few different rebates available through BC Hydro and the Canada Greener Homes Grant. Some require an energy assessment of your home by a qualified energy advisor to determine the upgrades needed, such as the installation of a heat pump.

It's important to note that specific details and requirements for these programs can change over time, so always refer to official websites for the most up-to-date information. Plus, your HVAC contractor can provide guidance on available rebates and grants, as they stay informed about local programs and often can help with the documentation process.

To see some of the rebate options, visit the BC Hydro website (www.bchydro.com) and navigate to the "Rebates & Savings" or "Energy Savings Programs" section, as well as the official Government of Canada website dedicated to the Canada Greener Homes Grant program (www.nrcan.gc.ca) for detailed information.

Other energy-efficient home cooling strategies

While a heat pump is an excellent cooling option that offers resale value down the road, it does take time to do the research, line up a contractor and get it installed. Therefore, you may want to consider implementing some of the following relatively quick strategies to keep your space cooler today, while still being mindful of energy consumption.

Insulation: Proper insulation is essential for maintaining a cool home. Insulate your walls, roof and attic to prevent heat transfer from outside to inside, which will keep your home cooler and reduce strain on your cooling systems.
Smart thermostats: Upgrade to a smart thermostat that allows you to program temperature settings based on your schedule. Smart thermostats learn your preferences and adjust accordingly, optimizing energy usage and maximizing comfort.
Ceiling fans: Install ceiling fans in your living spaces to improve airflow and create a cooling breeze. Fans consume significantly less energy than air conditioners and can help you feel cooler while reducing reliance on cooling systems.
Window treatments: Use energy-efficient window treatments, such as curtains, blinds or reflective films, to block out the sun's rays. This can significantly reduce the amount of heat entering your home and naturally keep it cooler.
Ventilation: Open windows strategically and create cross breezes to promote airflow and help expel hot air. Enhance natural ventilation, especially during evenings and early mornings, to keep air cool and moving.
Energy-efficient appliances: Ensure your larger appliances are energy-efficient models to help minimize the additional heat load in your home.

Get comfortable with some lifestyle adjustments

Beyond energy-efficient tech and strategies, a few simple changes to your daily routine can make a noticeable difference when it comes to keeping cool.

Dress right: Dress in lightweight, natural and breathable fabrics, such as cotton, bamboo and linen, to stay comfortable. Plus, if you’re planning to be outside, light-coloured clothing reflects sunlight and helps keep your body cooler.
Limit outdoor activities: Save your outside activities for cooler times of the day and seek shade whenever possible.
Stay hydrated: Drink plenty of water throughout the day. Proper hydration helps regulate body temperature and keeps you feeling cool. Limit caffeine and alcohol, which can be dehydrating.
Change up your cooking: Avoid using the oven or stove during the hottest parts of the day and opt for outdoor grilling, microwaving or cold meals instead to reduce indoor heat.

For even more cooling ideas, such as cool showers, neck fans and keeping bedsheets in the freezer, check out these ideas from BC Hydro.

Summer doesn’t have to be quite so stifling. By adopting some of these strategies, you can beat the heat, enjoy a cooler, comfortable summer and stay eco-friendly.

For other house-related information, visit the blog section of my website. Have questions about real estate opportunities in the Valley? Feel free to contact me, browse Comox Valley real estate and MLS listings on my website or follow me on Facebook.

Spruce Up Curb Appeal for Selling Success

Mon, 10 Apr 2023 17:49:35 GMT

Or Just Get Ready for Some Spring-Cleaning Fun

The snowbirds and crocuses are here so that means one thing – spring has arrived in the Comox Valley.

Despite the somewhat chilly weather so far, with its longer, brighter days spring marks one of the best times of year to sell a home. And even if you aren’t thinking of listing any time soon, it’s still a great time to refresh and renew.

So, what better way to revitalize your home than by sprucing up your curb appeal and tackling some spring cleaning? By combining these two tasks, you can make your home look its best and increase its value.

But before you begin any interior cleaning or exterior improvements, it’s important to have a plan. Take a walk around your home and property and note any areas that need particular attention. Consider what you can do to improve the overall appearance of your place, then make a list of tasks to tackle.

Once you’ve done that, you can get down to work. Here are some tips and approaches to help you get started.

Concentrate on Cleaning First

Spring is the perfect time to deep clean, declutter, get organized and address those repair projects that you’ve been putting off all winter. Seasonal cleaning is an important part of maintaining your home’s appearance and value. By setting aside time to focus on your property throughout the year, it’s easier to stay on top of maintenance and repair issues.

Set Realistic Goals

Before you start your spring cleaning, take the time to set realistic goals for yourself. Make a list of the rooms and areas of your home that need attention and prioritize them based on their level of importance. Keep in mind that it’s better to focus on a few areas at a time rather than trying to tackle your entire home in one day.

Declutter First

Decluttering is an essential part of spring cleaning. Before you start cleaning, go through each room and remove any items that you no longer need or want. Donate or sell any items that are in good condition; dispose of anything that is broken or no longer useful. This will not only make your home look and feel more organized but also make the cleaning process easier.

Organize Your Spaces

Once you’ve decluttered, it’s time to organize. This can include reorganizing your closet, adding shelves to your pantry or investing in storage containers to keep your items organized. By creating a designated space for everything, keeping your home tidy and orderly throughout the year becomes easier.

Start Cleaning

With decluttering and organizing done, the cleaning can commence. Begin with areas that require the most attention, such as the kitchen and bathroom. Use natural and nontoxic cleaning products, and make sure to clean every nook and cranny.

Tackle Your Floors and Windows

Floors are often the most overlooked part of a home, but they’re also the most used. Start by vacuuming and sweeping floors to remove any dirt and debris. Then, use a steam mop or a deep cleaner to give them a thorough cleaning. For your windows, make a mixture of water and vinegar to clean them and use a microfiber cloth or newspaper to prevent streaks. Don’t overlook your sills and tracks, as they can often accumulate dirt and debris.

Finish With the Details

Don’t forget to attend to the smaller details as well, such as dusting your blinds and light fixtures, wiping down your baseboards and cleaning your ceiling fans. These details may seem insignificant, but they can add up and make a difference in the overall appearance of your home.

Now that your home is clean and clutter-free, it’s time to focus on curb appeal.

Take it Outside – Focus on Curb Appeal

If you’re thinking of selling your home, know that first impressions are everything. Potential buyers will form an opinion of your home before they even set foot inside. This is where curb appeal comes in. A well-maintained and attractive exterior can make a big difference in the sale of your home.

A study by the University of Texas notes that improving curb appeal can increase a home’s value by 7 to 14 percent. Other studies show homes with good curb appeal sell up to 50 percent faster than those with poor curb appeal – meaning investing time and money in improving your home’s exterior can actually save you time in the long run. Even if you aren’t selling your home and concerned with getting more value and saving time, a nice-looking property benefits your neighbours and general neighbourhood aesthetics.

Improving the curb appeal of your home doesn’t have to be a daunting task. Following are several simple and inexpensive ways to make your home’s exterior more attractive.

Start with a Clean Slate

The first step in improving your home’s curb appeal is to start with a clean slate. This means removing any clutter, debris or unsightly items from the exterior of your home. Old garden furniture, broken tools or overgrown weeds detract from the appearance of your home. By removing these items and giving the surroundings a good cleaning, you can create a more attractive and welcoming exterior.

Paint Your Front Door

Your front door is one of the first things that potential buyers will notice about your home, so it's important to make it look its best. Painting your front door is a simple and affordable way to give your home an instant facelift. Choose a color that complements the color scheme of your home and adds a pop of personality to your exterior.

Add Some Greenery

Adding some greenery to your home’s exterior is another way to perk up its appearance. Whether it’s planting some flowers in a front garden bed or popping some potted plants on a front porch, greenery adds a touch of life and color to any area. Best to choose plants that are easy to maintain.

Upgrade Your Lighting

Consider upgrading your outdoor lighting with fixtures that are modern and energy-efficient and complement your home’s look. Outdoor lighting can also add an extra layer of security to a home.

Spruce Up Your Landscaping

Landscaping is one of the most important elements of curb appeal. Adding some fresh mulch to your garden beds, trimming back overgrown shrubs and planting some new bushes can take your yard from “meh” to “Yeah!”

Repair Your Driveway

Your driveway is one of the first things potential buyers will see when they pull up to your home, so make sure it’s in good condition. If your driveway is cracked or has other damage, consider having it repaired or replaced before putting your home on the market as you’ll see return on that investment.

Looking for other affordable ideas to boost your curb appeal? Try these suggestions:

Add some window boxes or hanging planters
Install a new mailbox
Repaint your exterior trim and shutters
Install new house numbers
Power wash your home’s exterior
Add a new welcome mat
Add a pop of color with new outdoor pillows or cushions
Install new hardware on your front door
Add a bench or seating area
Add a water feature, such as a fountain or birdbath, to your front yard.

Whether you’re planning to put your house on the market or simply looking to revive your living space, sprucing up your curb appeal and tackling some spring cleaning is an excellent way to give your home a fresh, new vibe.

With a little bit of effort and some strategic planning, you can create a home that looks and feels welcoming, inviting and full of life. Why not start today?

As always, if you should have any questions about buying and selling real estate or enjoying life in the Comox Valley, contact me, visit my website or check out my Facebook page.

What you need to know about the HBRP or “cooling-off period”

Fri, 06 Jan 2023 21:30:52 GMT

How the Home Buyer Rescission Period works and may affect you

As of January 3, the Home Buyer Rescission Period (HBRP) is now in effect for residential real estate transactions in BC.

Introduced by the provincial government as a consumer-protection measure, the HBRP, also known as the "cooling-off period," gives home buyers the opportunity to make certain a real estate purchase is right for them.

Here’s what it is, how it works and what kinds of properties it impacts.

What is the HBRP or "home buyer protection period"?

HBRP gives buyers the right to rescind their offer up to three business days after its acceptance. This mandatory three-business-day period does not include Saturdays, Sundays or holidays. The rescission period begins the next full business day after the acceptance of an offer. For example, if an offer is accepted on a Monday afternoon, the rescission period starts on Tuesday and ends at 11:59 p.m. on Thursday.

If a buyer chooses to rescind his or her offer, they must pay a cancellation fee of 0.25% of the purchase price ($250 on every $100,000).

The rescission fee can be collected a couple of different ways. If a deposit is put in right after acceptance of the offer and the offer is then rescinded, the money owing to the seller comes out of the deposit when it is returned. If a buyer has not yet put in a deposit, then they must pay the seller directly.

The rescission period occurs whether or not a licensed realtor is involved and cannot be waived by either the buyer or seller.

A rescission can be made for any reason within that three-day period. Your licensed realtor or the BC B.C. Financial Services Authority’s (BCFSA) can provide you with information on how the cancellation notice may be given.

What residential properties does the HBRP impact?

The real estate properties affected by this new legislation are:

a detached house;
a semi-detached house;
a townhouse;
an apartment in a duplex or multi-unit building;
a residential strata lot;
a manufactured home affixed to land;
a cooperative interest that includes a right of use or occupation of a dwelling.

The HBRP does not apply to the following:

residential real property located on leased land;
residential real property sold at an auction;
residential real property sold under a court order;
a leasehold interest in residential real property.

The BC Real Estate Association has created a video that gives a general overview of the HBRP; you can see it by clicking here.

Should you have any further questions about the new legislation, please feel free get in touch with me any time through my website or by visiting my Facebook page.

Christmas finds, food and fun in the Comox Valley

Wed, 23 Nov 2022 23:10:15 GMT

A smorgasbord of holiday doings & a favourite recipe

There is sooo much to choose from in the Valley this month, we have to jump right in . . .

Craft Fairs

Don’t worry, there’s still time to hit some markets and get in some not-quite-last-minute shopping. Here are a few faves:

Touch of Class Christmas Market – Being held on December 10 and 11, this is a European-style artisan market. Located in the cozy Little Red Church on Comox Ave, you will find glass next to jewelry next to weaving next to pottery next to paintings next to baking… Admission is free and doors are open from 10 to 4 both days.

Christmas Market at Crown Isle – Check out local artists and vendors on Sunday, December 11 from 12:00–8:00 pm in the clubhouse. Whether you need a stocking stuffer or one-of-a-kind gift, you’ll have plenty to choose from.

Made with Love Christmas Market – On December 18, head down to the Native Sons Hall and support small businesses. Open from 10 to 4 (with the Big Guy showing up for pics between 1:30 and 2:30), admission is with a donation to the local food bank. Come for the fun and stay for the food trucks!

And, as always, the Comox Valley Farmers’ Market runs on Saturday mornings right up to Christmas at the Native Sons Hall.

Christmas Music

Music makes the holidays merry and bright, so have a look at these fine options. Look online for information about tickets and times.

Strathcona Symphony Orchestra’s Opera Night – Like music at Christmas but not necessarily Christmas music? The SSO fits the bill. Featuring works by Mozart, Bizet and Rossini, you’ll love this showcase that also features Vancouver Island opera singers. Shows take place on December 10 and 11.

Celebration Singers Choirs - The always-popular choirs flex their vocal muscles and range during two shows December 9th & 10^th at St. George’s United. Three choirs for the price of one!

Holiday Horns with The Festive Brass – Love a little horn or a lot? This 12-piece Victoria-based ensemble will set the Christmas mood with some bouncy brass tunes. Check them out on December 16^th at Comox United Church.

Holiday Fun

Need to get out and move about? Bundle up for these festive activities.

Holiday Resort Walk – Starting in early December the eighth annual walk begins and ends at the clubhouse. Enjoy thousands of lights then visit with Santa and have a look at the Gingerbread Village. Visit their website for dates and times.

Kingfisher’s Serenity Gardens Winter Light Display – Even more illumination has been added to the hundreds of thousands of lights for their fourth annual show. Stand among glowing maple trees, weeping willows, shimmering tulips, illuminated grasses, mystical mushrooms and much more. The display runs from November to February.

A Classic Family Recipe . . .

My mom used to make this recipe for Christmas morning from her favourite cookbook, The Best of Bridge. Called the “Christmas Morning Wife Saver,” it can be made ahead of time and baked the morning of. Or if you’re a breakfast-for-dinner kinda family, go for it!

16 slices white bread, crusts removed
16 slices Canadian back bacon or ham
16 slices sharp cheddar cheese
6 eggs
1/2 tsp. pepper (2 mL)
1/2-1 tsp. dry mustard (2-5 mL)
1/4 cup minced onion (60 mL)
1/4 cup finely chopped green pepper (60 mL)
1-2 tsp. Worcestershire sauce (5-10 mL)
3 cups milk (750 mL)
dash Tabasco sauce
1/2 cup butter (125 mL)
Special K or crushed Corn Flakes

Method:

Set 8 pieces of bread into a 9″ x 13″ (23 x 33 cm) buttered, glass baking dish.
Cover bread with slices of back bacon. Lay slices of cheddar cheese on top of bacon and then cover with remaining slices of bread to make it like a sandwich.
In a bowl, beat eggs and pepper. To the egg mixture, add dry mustard, onion, green pepper, Worcestershire sauce, milk and Tabasco. Pour over the sandwiches, cover and let stand in fridge overnight.
In the morning, melt butter and pour over top. Cover with Special K or crushed Corn Flakes.
Bake, uncovered, for 1 hour at 350 deg. F (180 deg. C). Let sit 10 minutes before serving.

Whatever your fancy, make sure to get out and enjoy all the Valley has to offer at this special time of year. Best wishes to all!

For more information about all aspects of living in the Comox Valley, visit my website or my Facebook page. And for specific real estate questions, please feel free to get in touch.

Fall home maintenance to-dos

Wed, 07 Sep 2022 16:38:15 GMT

Get your house and yard ready for pumpkin-spice season

Autumn has so much going for it – baseball playoffs, start of hockey season, sweaters and pumpkin spice. But along with that awesomeness comes colder, wetter weather.

Sure, you’re in the right state of mind to enjoy a nice nutmeggy latte and the kids being back in school, but are your home and yard ready to welcome the change in seasons?

Not to worry. You’ve still got time to both enjoy the fall colours and prep your place for the avalanche of leaves to come. Check out the following suggestions and you’re on your way to ensuring your property will withstand the coming weather.

If you can get even a few of these things done, just think how smart you’ll feel when it’s a dark, rainy night in late November.

Inside your home

Check smoke alarms, carbon monoxide detectors and fire extinguishers. Safety first! Now that your furnace, heaters and woodstoves are back in action, it’s a good time to ensure all your detectors and extinguishers are functioning properly. Check batteries and expiry dates at least once a year.

Draft-proof doors and windows. Weatherstripping and door sweeps will keep the cold out and the heat in, saving energy and money in the process. And don’t forget about any gaps around the garage door. (Because you know that the mice won’t!)

Check furnace/gas heater, replace filters. If it has been a while since you had your heating system checked, you may want to call in the pros. At the very least, ensure your furnace has new filters.

Ready your woodstove/fireplace. Either call in the cleaner or do it yourself, but make sure you start the wood-burning season with an unclogged chimney. Check the seal around the stove door and look for any cracks around glass doors.

Prepare items for power outages/restock emergency kits. When was the last time you looked at your emergency kit? Now’s the time to check over items and replace old water, expired foods or pooped-out batteries. Don’t have one? Check out this list from the Red Cross.

Readying your home’s exterior for fall

Clean and straighten your gutters and downspouts. Yuck…nobody likes this one, but to avoid leaks and ice dams later in winter, this one is important. Clean out the leaves, moss and needles, flush it with water, check the joints and tighten any loose brackets.

Inspect your roof. Make sure your roof is in good shape to avoid any problems later in the year. Look for missing or loose shingles, tiles or fascia.

Protect outdoor faucets from freezing. Shut off water to exterior faucets to avoid having your pipes freeze or burst and put insulation around them.

Seal gaps to avoid critters seeking shelter. Check your foundation for small holes or gaps and fill or cover them. Not only can openings allow entryway for rodents, but also water can get in, freeze and cause more cracks or mould.

Check stairs, railings, decks and walkways. Watch for any loose steps or railings that can lead to mishaps. Think about areas that may get slippery or icy and do something about it before the weather turns.

Test outdoor lights. Lights can help with safety on those long, dark evenings. Replace any burnt-out bulbs while it’s still light out.

Out in the yard

Rake, cut, fertilize, aerate, seed the lawn. Now’s the time to work it, so it looks good next spring and summer.

Bring in outdoor furniture, winterize your barbecue. A little care goes a long way in getting more life out of your furniture and grill.

Drain garden hoses, deal with in-lawn sprinkler. Empty and roll up your hoses so that they can be used again next summer. And make sure your sprinkler doesn’t freeze over resulting in pipes expanding in the cold months.

Prune trees and shrubs, protect plants that need it. Cut away any dead, tired or wandering branches, lay mulch around plants that need more insulation and plant a few bulbs for spring.

Okay, time to start plugging away. Tick off a couple items over the next few weekends and before you know it, you’ll be done. Then you can make yourself an apple pie and settle back to watch the World Series!

For other house-and-homey information, visit the blog section of my website. Questions about real estate opportunities in the Valley? Feel free to contact me, browse Comox Valley real estate and MLS listings on my website or follow me on Facebook.

Fun in the Sun in the Comox Valley

Wed, 06 Jul 2022 17:58:59 GMT

A rundown of activities to take in and partake in

Hey, it’s summertime!

After a long couple of years and a particularly wet spring, it’s time to get out and start enjoying the many varied activities this region has to offer.

From festivals and get-togethers to outdoor activities and recreation, there’s no shortage of fun to be had. So why not jump right in and start making plans?

Festivals are back!

Yay! Festivals are returning and, fittingly, it starts with the Vancouver Island MusicFest, running July 8 to 10 at the Exhibition Grounds in Courtenay. Three days of uplifting, spine-tingling performances that feature a broad range of musical styles and artists. The headliner this year is the ageless wonder Taj Mahal.

This summer also sees the return of Comox’s Filberg Festival and Comox Nautical Days on the August long weekend. Filberg offers a great line-up of musicians as well as amazing artisans, while Nautical Days is known for its fireworks, BC Day parade and vintage car show as well as vendors, performers and family fun at the Comox Marina Park.

Cumberland Wild runs August 20th and 21st. An arts and culture music festival held in the heart of the Legendary Cumberland Village. Music, food and fun are the priority. Cumberland is also host to the Comox Valley Ribfest, near and dear to the hearts and stomachs of many! August 26 to 28 at Cumberland Village Park, there’s food, music and fun for the whole family.

Not exactly a festival, but Downtown Courtenay is celebrating its 50^th Annual Market Day on July 16^th. Eats, arts, crafts and merchants combine with entertainers to make for an enjoyable time.

Recreation options around the Comox Valley

With three different community recreation centres, summer programming is plentiful. Whether you’re looking to keep the kids busy or hoping to find a class for yourself, it’s easy to get active.

Visit their various websites and find out what’s on tap this summer by clicking the following links: Courtenay Recreation; Comox Rec; Cumberland Recreation. Plus, private sailing camps, golf lessons, riding options and more can be found with a simple Google search.

Oh, and since you have the whole summer to prepare…. Here is your chance to swim, bike and run your way through the forests of Cumberland at The Dodge City X Off-Road Triathlon. As a proud local sponsor, I'm pleased that this annual event is back on September 10^th. A tough course, it has been chosen to be the site of the national championship this year. If that sounds a little much, consider volunteering and cash in on some swell swag instead.

Arts and culture

Looking for a rainy-day getaway? As noted in my recent blog, Comox Valley’s galleries offer lovely diversions even on sunny days.

Prefer museums to galleries? Summer isn’t complete without checking out the Elasmosaurus at the Courtenay and District Museum and Paleontology Centre. The Cumberland Museum and Archives details the stories and history of the village and surrounding areas. Recently renovated, this jewel is open Tuesdays through Sundays in the summer. For those with an interest in aviation, the Comox Air Force Museum is a must. Plus, the airpark that surrounds it offers up-close views of a variety of aircraft. Super cool!

And make sure to check out the Comox Valley Farmers’ Market; it runs on Saturdays at the Exhibition Grounds as well as Sundays in Cumberland through the summer and Wednesday afternoons in Downtown Courtenay.

Life’s a beach – what’s your favourite?

We could debate over what’s the best local beach for the rest of summer, so let’s just agree that they’re all special. Following are some of my favourites.

Goose Spit is a great spot any time of year but truly shines in summer. And with wheelchair-accessible spots, everyone can enjoy it. Air Force Beach, on the other side of the Comox Peninsula, features a pavilion and picnic shelter next to its sandy beach. Free for the military community, civilians are also welcome as guests or with the purchase of a $25 annual beach pass. And neighbouring Kye Bay Beach offers similar sandy areas and tidal pools. If you have the chance to hit Hornby Island, make sure to stop in at Tribune Bay. With its sandy white beaches and warm, shallow waters the feeling there is tropical.

Camping fun in the Comox Valley

Want to get out of the house and set up camp for a few days? The Comox Valley has several tenting and RV options, here are just a few.

Located about 20 km north of downtown Courtenay, Miracle Beach Provincial Campground has more than 200 large family-oriented campsites. Reservations can be made through the provincial government website. Cumberland Lake Park Campground on Comox Lake is a family-oriented park, with 62 sites. Some have hookups and some don’t, but all are near the concession, boat launch and enclosed swimmers-only area. Located in the Comox Valley and overlooking the Strait of Georgia, Kin Beach Provincial Park offers a large day-use area with picnic facilities and a playground, as well as an 18-site campground. With full RV hookups as well as cozy and peaceful tenting sites on a truly unique oceanfront setting, Bates Beach RV Park offers convenience with a view.

With so much to see and do this summer, you better get on it! As always, for more information on playing and living in this beautiful area or buying and selling real estate in the Comox Valley, contact me, visit my website or check out my Facebook page.

Comox Valley real estate market update and outlook

Tue, 10 May 2022 18:03:10 GMT

The latest trends on Vancouver Island

Finally, we can say that inventory is increasing! It’s still not even close to satisfying demand, but it’s something…

Unless you’ve been living under a rock (which, with the recent weather, I don’t blame you), you’ll know that record-low supply in the Valley and across the Island in the past year has resulted in record-high, above-asking-price sales figures. And while prices, in general, are still increasing, the past month has seen a slight slowdown in the number of multiple-offer situations.

Some Island real state agents are getting more conditional offers with fewer people buying sight unseen and skipping home inspections. All of which suggests the recent flurry could be slightly subsiding. Increases in interest rates may be moderating the amount that buyers are prepared to pay out. While it is too soon to know if conditions will be moving to a stabler and more neutral market, the past month’s numbers show that, at least for now, things have balanced ever so slightly.

Of course, a significant decrease in demand will have to occur to get active listings somewhat normalized again. And with lingering Covid-19 effects, still-low mortgage rates and increasing inflation, prices are staying high.

Check out the recent stats from the Vancouver Island Realty Board (VIREB) for April 2022.

The Comox Valley real estate market

As noted, low inventory has resulted in continued increases in home prices. However, the number of listings is slightly increasing, so hopefully buyers will be able to have a little more to choose from and a little more time to make those choices.

For single-family homes in the Valley, the average sell price for April 2022 hit $910,178; that’s up 16 percent from $783,458 in April of 2021. The number of homes listed in April 2022 was 126 compared to 114 the previous year. And the average number of days on the market increased to 18 from 14, year over year. Condominium sell prices increased 31 percent over this time last year, and townhouses went up 20 percent compared to last April.

Other Island markets so far this spring

For the Island as a whole, single-family home active listings rose by 34 percent, compared to last April. And, in fact, it increased by 32 percent from March of 2022. Inventory of condos decreased 13 percent, year over year but did increase from March. And townhouse/row house inventory rose by 39 percent compared to April 2022, and by 52 compared to the previous month.

In terms of benchmark sales prices, all regions of the Island saw increases. Year over year, Campbell River went up 31 percent; Cowichan Valley increased 36 percent; Nanaimo prices climbed 33 percent; Parksville-Qualicum rose 38 percent; and Port Alberni increased a whopping 46 percent over April 2021!

New legislation may come along to protect buyers

On March 28, 2022, the BC provincial government announced changes to legislation to allow for a Homebuyer Protection Period; this new plan would introduce a five-day “cooling-off” period for real estate transactions as a way to protect consumers.

In a press release from the BC government, Selina Robinson, Minister of Finance explained, “In our overheated housing market, we have seen buyers feeling pressure to waive conditions just to be considered, and new homeowners discovering costly problems only after a deal has closed. We want to make sure people buying a home have time to get the information they need to make a sound decision within limits that still give sellers the certainty they need to close sales.”

As of early May, implementation of the plan has not yet occurred.

If you are thinking about buying or selling in or out of the Comox Valley, working with an experienced local realtor is crucial in these interesting and ever-evolving times.

To find out more about Comox Valley real estate, please feel free to contact me any time through my website or by visiting my Facebook page.

The Comox Valley Art Scene

Tue, 15 Feb 2022 22:19:08 GMT

Art galleries and art lessons – something for everyone

Heading into the last month of winter, the promise of spring is there. But it’s still chilly outside and dark before supper. Searching for something to brighten the waning winter days and inject a little colour into your life? Why not look to the local art scene for some inspiration.

One of the best things about living in the Comox Valley is our thriving arts community. Hundreds of established and experienced artists call the Valley home, and the rest of us are the better for it.

And that also means opportunities to see – and make – art abound.

Following is a listing of some of the area’s local galleries, as well as a couple of studios spaces where you can take part in making art of your own.

Where the art hangs in the Comox Valley

Comox Valley Art Gallery

Located in Downtown Courtenay at the corner of 6^th and Duncan, the institution has been around since the early 1970s and relocated to its current location in 2005. The former Courtenay Fire Hall offered a central location and setting that lends itself to its current unique design – ideal for displaying visual art of all kinds. Not only does it have numerous exhibitions every year, as well as a gift shop featuring local artisans, but it also acts as the central hub for creative endeavours throughout the Valley. The mission of the gallery is to present and foster contemporary art by professional artists from the region, the country and beyond. Their exhibitions, events, performances, publications, creative residencies and education programs engage the public and enliven the community.

Pearl Ellis Art Gallery

This downtown Comox gallery has been on the scene since the 1980s. Established as a location to highlight local Valley talent, for many student groups and budding artists, this is their first experience having their work on public view. Accomplished local artists also use it to hold one-man shows in their home community. There’s always something worth looking at here!

Artful: The Gallery

Near downtown Courtenay on Cumberland Road, Artful: The Gallery offers talented emerging and mid-career BC artists a space to exhibit and sell their works. It’s actually the working studio of multimedia artist Kristina Campbell. Visitors are always welcome to visits and learn about contemporary art on the West Coast. A beautiful place to spend an hour whether you’re a collector looking to buy or an artist looking for inspiration.

Spirits of the West Coast Art Gallery

Located in East Courtenay on Back Road, this beautiful gallery displays a wide variety of authentic Northwest Coast art and jewellery. You’ll be impressed by the gorgeous selection of Native masks, paddles, argillite carvings, sculptures, prints, silver and gold jewellery from artists of Haida, Kwakwaka'wakw or Kwakiutl, Coast Salish and West Coast descent. Whether you want a special gift, a one-of-a-kind masterpiece or just a nice afternoon out, you’ll find it here.

Once you hit all those spots, you can check out the I-Hos Gallery on Comox Avenue and the Comox Valley Airport for more opportunities to take in local and Island artistic works.

Making art in the Comox Valley

Of course, looking at art is awesome, but making art is even better. And the Valley provides several options for those willing to try their hand at something creative.

Lupine Art Studio

Located in Courtenay’s downtown core, this studio offers beginners, novices and advanced learners a supportive space to create. Offering a broad range of classes for all levels, the studio’s instructors teach skills and techniques using a wide variety of mediums. Be brave – join them for some fun!

Jan’s Glass Academy

Looking for a new medium? Jan works with stained glass and has had students come from around the world. From making mosaics to learning how to improve your soldering technique to an 8-week project, you will learn everything you need to know and more. Plus, the location on Comox Ave is spectacular!

And make sure to check out all the art courses offered through Courtenay recreation. New classes start with every season. Plus, the Comox Valley Art Gallery holds workshops and occasional community “make-art projects,” so visit their website to subscribe to their newsletter and stay informed.

As always, feel free to get in touch should you want information on any aspects of buying and selling real estate in the Comox Valley; contact me, visit my website or check out my Facebook page.

Christmas fun in the Comox Valley

Thu, 25 Nov 2021 17:23:53 GMT

Crafts, music, lights and more . . .

After a quiet season last year, Christmas events are back!

And while we must still follow provincial guidelines, there’s plenty of fun to be had in the Comox Valley. Here’s a collection of outings and events that will make you feel like decking the halls in no time.

Craft Fairs

It’s not too late to find some seasonal markets. Following is a brief list of some local favourites:

- Elevate Winter Bazaar: The ninth annual bazaar happens in Downtown Courtenay at the Legion on December 3rd (4:30-9 pm) & 4th (10:30-4), 2021. A unique and delicious craft market, they even offer Friday night “dance-shopping” with cocktails!

- Black Creek Christmas Craft Fair: Head up to the Black Creek Community Centre on Saturday, December 4 from 10:00 to 4:00 and do some holiday shopping in a rustic, country setting. You’ll find some perfect gifts for your loved ones.

- Christmas Market at Crown Isle: On Sunday, December 12 from 12:00 – 8:00 pm you can find everything from stocking stuffers to one-of-a-kind handmade gifts. Featuring local vendors from the Comox Valley and beyond, the clubhouse will be festive and full of fun.

- And don’t forget that the Comox Valley Farmers’ Market runs on Saturday mornings right up to Christmas at the Native Sons Hall.

Christmas Tunes

The holidays aren’t the holidays without some music, right? Fortunately, we’re able to get together and sing this year, so make sure to check out these faves. Look online for information about tickets and protocols.

- Just in Time Choirs: The Saturday, December 4th matinee and evening shows will have you rockin’ to hits from the 80s at the Comox Pentecostal Church. Not exactly Christmassy but fun, nonetheless.

- Comox Valley Concert Band: Another item for December 4th! Check out the annual show featuring music from different eras and around the world, plus favourite holiday standards. The music starts at 2:00 pm at the Florence Filberg Centre in Courtenay.

- Home for the Holidays: New York singer and actor James Rich will be taking on the persona of Nat King Cole in this two-hour show at the Sid Williams Theatre on December 11.

- Celebration Singers Choirs: The always-popular shows are back again this December 17 & 18 at St. George’s United. Get your tickets early as these concerts always sell out.

Holiday Outings

If you have some extra time, bundle up the family and trek off to enjoy these local events at your own pace.

- Holiday Resort Walk: Head up to the Clubhouse and have a walk around Crown Isle while enjoying thousands of lights, visits with Santa, s’mores and more. Then head inside to have a look at the Gingerbread Village. I’m getting hungry just thinking about it!

- Kingfisher Winter Light Display: This will be the third annual for “Serenity Gardens.” Hundreds of thousands of lights make for a magical setting.

- Night Skiing at Mt. Washington: Weather permitting, you can hit the slopes after dark nightly from December 17 through to January 2.

No matter where you go or what you do, have a safe, enjoyable and relaxing holiday season!

For more information about all aspects of living in the Comox Valley, visit my website or my Facebook page. And for specific real estate questions, please feel free to get in touch.

Comox Valley market update and outlook – September 2021

Fri, 03 Sep 2021 21:31:45 GMT

Real estate trends for Vancouver Island

Historically low inventory along with low interest rates are keeping housing prices up across the Island.

According to the latest statistics from the Vancouver Island Realty Board (VIREB) for August 2021, active listings of single-family homes and town/rowhouses are 50 per cent lower than this time last year and condo apartment inventory is down 61 per cent. All of which means it’s tricky times for buyers!

Following are more stats from VIREB.

The Comox Valley real estate market

As with the rest of the Island, the Valley has seen a significant increase in prices, but not inventory, over the last year. In fact, the average price of a single-family Comox Valley home has risen to the second-most expensive in the region north of the Malahat. The year-over-year benchmark price in the Valley rose by 32 per cent to $772,800 this past August (and that doesn’t include acreages or waterfront properties).

Other Island real estate – August 2021

The board-wide benchmark price of a single-family home outside of Greater Victoria reached $740,900 in August – a 33 per cent increase from last year at this time and even slighter higher than the previous month. The most expensive area in the region for a single-family home is Parksville-Qualicum, with a benchmark price increase of 35 per cent to $863,800. While the lowest benchmark price for a single-family home of $394,400 in the North Island, that still is a year-over-year increase of 52 per cent from last August!

Campbell River’s benchmark price reached $650,800 in August, up by 33 per cent year over year. The Cowichan Valley benchmark price hit $733,600, an increase of 32 per cent from August 2020. Nanaimo’s benchmark price rose by 29 per cent to hit $741,900. And Port Alberni reached $492,400, up 43 per cent year over year.

What’s can we expect heading into fall?

Short answer? Expect more of the same.

According to Ian Mackay, 2021 VIREB President, “Because the real estate sector is driven by supply and demand, we expect that prices will continue to rise unless demand drops or listings increase.”

Even with a fall election and the various major parties’ focus on housing affordability, in the short term, not much will change. “Without a tangible plan to build more homes, we’re concerned that election promises will fall far short of what’s needed and do little to improve affordability,” notes Mackay. “Building more homes isn’t the easy solution, but it’s the key to making housing more affordable.”

To that end, BCREA, VIREB and other real estate boards continue advocating with policymakers at regional and provincial levels to accelerate the development process so municipalities can expand supply more briskly and meet demand.

In the short term, buyers need to be available to move quickly and work with an experienced local realtor to get in on listings as soon as possible. Sellers, on the other hand, can enjoy the enviable position of being in the driver’s seat for the next few months...or more.

To find out more about Comox Valley real estate, please feel free to contact me any time through my website or by visiting my Facebook page.

Time to get in the garden

Tue, 04 May 2021 18:11:05 GMT

Getting started, choice perennials and a to-do list

No doubt about it, spring has sprung. The chill is gone, and the grass is growing! It’s even warm enough to get the seedlings out into the garden. Whether you are a newbie to gardening or have two green thumbs, there is always plenty to do and say about gardening.

Not quite ready to rototill? This blog will get you inspired to pull on your gardening gloves and start digging in. Let’s get growing!

Gardening tips for beginners

If you are not so much a gardener as an observer, knowing how to get going is often the hardest part. Following are a few tips to keep in mind should you be looking to turn over a new leaf and get into the gardening game:

Location, location, location! Just like with real estate, you need to think about where you want to be and do a little research. If you’re lucky enough to have a nice-sized yard, hopefully, you can find a spot that gets at least six hours of direct sunlight a day, preferably that early morning kind. Next, take a shovel and check out the soil. If it is full of rocks and roots, you’ll want to keep looking. Of course, raised beds and containers are an option if you’d prefer to stay where you are. It’s also a good idea to stay close to a water source.
Begin with good soil: Nutrient-rich soil that drains well will lead to success. Muddy, rocky or clay-filled soil will need some work, but with the right mix of compost, sand, mulch, seaweed and other options, things will improve. It might be an idea to take a sample to your local garden centre and get some advice.
Start small: You know how sometimes your eyes are bigger than your stomach when it comes to food? Same with gardening. The bigger the garden, the greater the yield and, well, the greater the work. While the thought of freezing 20 pounds of tomatoes might be appealing, think about the weeds that will also come your way.
Choose the right plants and learn your frost dates: Again, asking your local growers what works for them and is well suited to this climate will save you time and effort. While artichokes and almond trees aren’t a possibility around here, plenty of good West Coast options are available. But make sure you know your frost dates because there is nothing more disappointing to see your efforts shrivelled up due to an unexpected cold snap.

5 Perennials suited for the West Coast

Most of us want a nice-looking yard – and the less work involved, the better! These perennials are not only easy to grow but also suited for the West Coast. Pop ’em in this spring and you’re good to go for many years to come!

Shasta daisy: This happy flower features a sunny yellow centre surrounded by white petals. It looks pretty and bright in the garden, attracts butterflies and is a great cut flower to add some cheer to your home. It prefers full sun or part shade and well-drained soil; shastas will grow up to three feet tall and a foot wide.
Daffodils and tulips: Looking for variety? Daffs and tulips come in an array of colours and size varieties. These beauties look great outside at the start of spring and can also be cut and brought into the home for a week or so. Full sun and moist, well-drained soil make them happiest, but they are adaptable to less-than-ideal conditions.
Lupine: Known for its upright spires of flowers, lupine adds an architectural look to the garden. Often seen in shades of purple and blue, you can also find them in pinks, reds, oranges, yellows and white – something for every yard. Their preferred growing conditions include moderately fertile, light, slightly acidic soil in full sun or partial sun. They can reach up to three feet tall and a foot wide.
Sword ferns: These plants are perfect for a shade garden; arching fronds add interesting architectural impact and unique texture to any yard. Evergreen, the rich colour shows all year long. Plant in fertile, rich, well-drained soil; and shady conditions. They can reach three feet in diameter.
Hosta plants: Another lush foliage that is ideal for a low-maintenance garden. Touted as shade lovers, they do have a need for some sun, but it depends on the colour of their leaves. A general rule is the lighter the foliage, the brighter the sun. The darker foliage retains colour best in moderate shade, while variegated varieties need more sunlight to keep their stripes. That said, all hostas need some shade as few, if any, thrive in strong, direct sun. They fully mature in four to eight years and can grow to three feet in diameter.

May gardening to-do list

May is when the action really starts to crank up. Here are some things that need to happen, both in the yard and in the garden:

In the Yard:

Fertilize azaleas, rhododendrons and camellias after they bloom with something appropriate for acid-loving plants.
Feed your roses with fertilizer and watch for fungus or disease.
Transplant trees and shrubs before any hot weather hits and keep them well watered.
Prune back any damage from winter.
Apply mulch to shrubs with shallow roots (such as camellias and azaleas) as protection from coming heat and weeds.
Let foliage from spring bulbs die back naturally on its own (cutting it back can risk the health of next year’s flowers). But deadhead perennials and bulbs throughout the blooming season.
Fertilize bulbs after blooming.
Plant perennials before the heat of summer and keep the water constant through the season.
For the lawn, set mower blades at two to three inches; mow often but don’t cut more than half the blade at a time.

In the Garden:

Start enjoying the cool-season vegetables (such as spinach, carrots, and lettuce) that you planted in March or get them in again.
Direct sow the seeds of your other annuals when night temperatures reach 9 Celsius regularly.
Harden off members of the nightshade (peppers, tomatoes, eggplant) family. Once nighttime temperatures stay reliably above about 9 Celsius, plant them outdoors.
Plant successive crops of veggies every few weeks to extend your harvest.
Control weeds to reduce competition for water and nutrients. Add mulch to keep things wetter as the heat turns up.

Inspired (or maybe a bit tired) thinking about it? Whatever you get up to, enjoy your time outside!

As always, feel free to get in touch should you want information on any aspects of buying and selling real estate in the Comox Valley; contact me, visit my website or check out my Facebook page.

Comox Valley real estate market update and outlook

Wed, 10 Mar 2021 19:07:46 GMT

Housing trends on Vancouver Island

And we thought last year was interesting…

Recent months have seen record-low supply across the Island, including the Comox Valley, and that trend is continuing. This has resulted in an uptick in the number of multiple offers and unprecedented above-asking price sales – great for sellers, frustrating for buyers and a crazy time for realtors!

Following are Island stats from the Vancouver Island Real Estate Board (VIREB) for February 2021.

The past couple of months in the Comox Valley market

As noted in my last market update, record-low inventory ended the year. And as we head into spring, that continues to be the trend. This low supply and high demand have resulted in significant increases from last year. In January, the benchmark price of a single-family home was $620,100, up 11 per cent from a year ago. In February, the benchmark price sat at $631,400, up by 15 per cent from the previous year. Sellers are getting more than they ask, some even into six figures – unheard of!

Other Island markets this year

The entire Island is seeing a significant increase in pricing. According to the latest VIREB statistics, single-family homes in Campbell River hit $547,700 in February, up 18 per cent from last year. Duncan saw an increase of 17 per cent from this time in 2020. Nanaimo’s benchmark rose by 12 per cent, and Parksville-Qualicum area saw increases of 13 per cent to $695,600. Port Alberni and the North Island had 16 and 12 per cent year-over-year increases respectively.

What’s next?

While low interest rates have played a part, the major factor in the Island’s markets is the lack of supply. And that’s a hard one to do anything about, as 2012 VIREB President Ian Mackay explains.

“The federal and provincial governments tend to focus on demand-side policies instead of addressing the supply issue. Taxes and tighter mortgage restrictions are stopgap measures that don’t resolve the underlying problem.”

According to VIREB, the British Columbia Real Estate Association (BCREA) doesn’t expect the inventory situation to improve until more supply comes online later in the year. Meanwhile, BCREA and local real estate boards are encouraging provincial and regional-level policymakers to promote streamlining development processes in order to allow municipalities to expand supply more quickly in an attempt to meet demands.

If you’re looking to buy, in or out of the Comox Valley, working with an experienced local realtor is essential during times of multiple offers.

And if you are selling…lucky you!

To find out more about Comox Valley real estate, please feel free to contact me any time through my website or by visiting my Facebook page.

Tips for listing and buying in a seller’s market

Fri, 15 Jan 2021 17:48:17 GMT

(And what exactly is a seller’s market?)

Whether it’s due to pent-up demand, low-interest mortgage rates or the desire to move from COVID hotspots, interest in Vancouver Island and Comox Valley housing markets is at a high. Unfortunately, supply is at a record low. (Read about it in my recent blog!)

All this adds up to a seller’s market.

Even though late spring/early summer is typically regarded as the time to buy and sell, when the market is like it is now, time of year doesn’t make a difference. It comes down to supply and demand. Now – and for the foreseeable future – supply is low and everything is in demand. From condos and patio homes to acreages and standard family homes, the buyers are there but the listings are not. Listing now before the spring rush will help ensure you get the attention (and price) you want.

What makes a seller’s market?

Simply put, a seller’s market occurs due to a shortage in housing or an excess of potential buyers. In today’s circumstances, both are occurring. During this type of market, prices tend to be higher and homes sell more quickly. Multiple offers on a home are also more likely to occur, which gives sellers negotiating power, meaning conditional offers may be rejected.

Tips for listing in a seller’s market

Selling in this market is generally easy and quick. Even so, there are things to keep in mind when you are getting ready to list:

Work with an experienced local real estate agent to ensure you have a good understanding of the market and your competition.
Price your home right for the area. Overpriced homes will still be overlooked, so don’t go crazy!
Make sure your home is clean, clutter-free and ready to be shown at all times.
COVID has made scheduling a bit trickier, so it has never been more important to be accommodating to your real estate agent's/prospective buyer’s schedules. (And make sure to visit my website for updates and explanations of our COVID-19 protocols.)
Ensure your home has sufficient market exposure, don’t count on demand to do ALL the work for you.
Be patient . . . remember you’re in the driver’s seat.

Tips for buying in a seller’s market

For buyers, a seller’s market means multiple offers are to be expected. Some of the things you can do to improve your likelihood of success are as follows:

Get pre-approved for a mortgage and know how much you can afford.
Make your offer stronger with a significant deposit amount.
Be proactive and aggressive without being annoying. And be responsive.
Make your offer as simple as possible. Don’t have a long list of contingencies.
Be flexible with your move-in date.
Consider appealling to the seller with a personal letter.

Whether buying or listing, this is an exciting time to get into the market. Why wait until spring?

Please feel free to get in touch with me any time through my website or by visiting my Facebook page.

Record low inventory closes out 2020

Thu, 14 Jan 2021 17:43:04 GMT

Comox Valley market update and outlook – January 2021

In a year like no other, the Vancouver Island real estate market saw the lowest inventory on record to close out 2020.

While interest and prices continued to increase, November and December posted weaker sales because of fewer listings. As noted in the Vancouver Island Real Estate Board January news release, “The buyers are there, but the listings are not.”

In December, active Island listings of single-family detached properties numbered 421, compared to 541 in November, a 22 per cent decrease and the lowest number on record. Condo apartments and townhouse listings dropped 24 and 17 per cent, respectively, from November.

Pricing trends in the Vancouver Island and Comox Valley real estate markets

In terms of benchmark pricing, the Island average for a single-family home hit $546,900 in December, up 5 per cent from 2019. The apartment benchmark price reached $312,000, up 4 per cent; townhouse prices rose by 10 per cent to hit $450,100. The Comox Valley benchmark price reached $550,800, an increase of 4 per cent from last year. Campbell River saw a 12 per cent gain; Duncan was up 5 per cent; Nanaimo was up 1 per cent; Parksville-Qualicum area saw its benchmark price increase by 9 per cent and Port Alberni saw a 2 per cent year-over-year increase.

Vancouver Island housing sales projections for 2021

Despite tough economic times for many, record-low mortgage rates, pent-up demand and a lack of supply indicate a market that will continue to see stable and/or rising prices. It is a seller’s market and buyers are eager. Now is a great time to list your home (and get a jump on the usual spring listing time).

“Consumer demand is high, and buyers are snapping up well-priced properties quickly once they hit the market,” says VIREB president Kevin Reid. “Multiple offers are commonplace.”

Nonetheless, he notes that overpriced homes tend to linger despite prevailing market conditions. “Connecting with a local realtor is especially crucial in a competitive housing market.”

Question about the current market? Reach out to contact me any time through my website or by visiting my Facebook page.

What you need to know about BC’s new Land Owner Transparency Act

Tue, 17 Nov 2020 21:30:15 GMT

Q&As about the Registry set to launch November 30

BC’s Land Owner Transparency Act (LOTA) comes into effect on November 30 of this year. The first act of its kind in Canada, LOTA allows for the creation of a publicly searchable registry of information on individuals that hold interests in land – directly or indirectly – through corporations, trusts and partnerships.

The Act is part of the government’s plan to address concerns about housing affordability in BC. Introduced in the 2018 budget, it received royal assent in May of 2019 and comes into effect this year. The Act was implemented as part of an initiative to end the hidden ownership of land. It is expected that LOTA and its Registry (LOTR) will help to combat the use of these entities for money laundering, tax fraud and tax evasion purposes.

So how does this differ from Land Title Office records?

The Land Title Office records registered ownership of real property interests. The Land Owner Transparency Registry (LOTR) will record indirect ownership of interests in land (such as shareholdings in a corporation, rights/interests in a partnership and beneficial interests of trust beneficiaries). Essentially the Registry is a second database of land ownership records that will operate parallel to, but separate from, Land Title.

Who will operate this database and who can access the information?

The British Columbia Land Title and Survey Authority will oversee the database.

As of April 30, 2021, the public can search the Registry and get partial information about ownership interests in land. Birth dates and social insurance numbers will not be publicly accessible. Only those defined as a regulator, a taxing authority or a law enforcement entity will have access to complete information about reporting bodies and interest holders. To see who makes up those entities, visit landtransparency.ca.

How does this affect realtors and their clients?

Starting November 30, buyer clients must be made aware of the extra reporting requirements. The actual filing is something for which legal professionals will be responsible.

For transactions closing after November 30, realtors will need to:

Advise clients to speak to a legal professional about these requirements early on to ensure ample time for the necessary information to be gathered and filed. (If a buyer is a corporation, partnership or trust with shareholders outside of the country, this period could take as long as a month.)
Plan for closing periods that allow for legal professionals to fulfill the transparency declaration and determine if a transparency report must be filed.
Tell clients who require transparency reports to speak to their legal professionals to understand the timelines and what can be expected.

When does one need to file under LOTA?

Three main situations cause an obligation to file under LOTA: 1) the registration of a new interest in land at a land title office; 2) pre-existing interests in land; 3) changes in interest holdings in land.

What are the penalties for noncompliance?

Not complying can have significant consequences. Improper or failed submission of appropriate documents means the LTO has the authority to refuse registration of an interest in land and financial penalties would incur.

To find out more about the new Act, including filing, searching and its enforcement, visit landtransparency.ca.

For more information on any aspect of selling and/or buying Comox Valley real estate, please feel free to contact me, visit my website or check out my Facebook page.

Pandemic economics and BC’s housing market

Tue, 15 Sep 2020 17:09:16 GMT

Atypical trends lead to a busy year despite uncertainties

Who could have imagined the changes we’ve all experienced in the past half year?

Around the globe, the coronavirus has infected hundreds of thousands of people; economies are faltering; our normal way of life has transformed.

Here in BC, we’re still all pulling together to keep flattening that curve – even though our initial excellent response has been tested of late. Four months into the restart, the economy is improving slowly, yet many sectors remain teetering on the brink of financial peril.

So why is BC’s housing market strong and busy?

A recent report by British Columbia Real Estate Association’s (BCREA) chief economist, Brendon Ogmundson, cites several reasons for this unprecedented trend.

Not your standard recession…

“In a typical recession, housing sales decline as job losses and heightened uncertainty prompt potential buyers to pull back from the market. At the same time, the supply of listings accumulates as some households are forced to sell due to rising unemployment and falling incomes,” says Ogmundson. “The COVID-19 recession, however, has been anything but typical.”

He notes past recessions have seen provincial home sales post an initial steep decline before bouncing back with the wider economy over more than a year’s time. In contrast, the COVID-19 recession has seen “a remarkably swift rebound” to multi-year highs.

Part of this discrepancy could be due to low-wage sectors of the labour force feeling much of the impact, particularly the hospitality and trade industries. Past recessions in BC have seen relatively uniform job losses across all sectors.

Another unusual trend is a rise in household savings rates and disposable income during the pandemic. Vacationing, shopping and dining out have all taken a hit resulting in decreased spending and increased savings.

Quick response from government and financial institutions

It seems the 2008-09 recession taught policymakers to respond swiftly. Through the rapid implementation of government programs, such as the Canadian Emergency Response Benefit (CERB), the feds helped temper financial vulnerability. The Bank of Canada lowered its overnight rates almost, well, overnight. Mortgage rates are at record lows. These moves, in conjunction with pent-up demand due to a couple of months of isolation, saw impressive real estate figures as summer started.

Not enough supply for demand

Social distancing measures caused the total supply of active listings to decline, particularly at the start of the pandemic. Even though the sector adapted without delay by introducing virtual tours and other solutions to ensure safe transactions, supply did not accumulate as in past recessions. The six-month mortgage deferral program enacted by Canada Mortgage and Housing Corporation (CMHC) also likely dampened potential supply.

The combination of an under-supplied market and pent-up demand has produced upward pressure on housing prices across the country.

So, what’s the forecast?

Predicting the future often involves looking at the past. But in a world that hasn’t seen anything like this in modern times, there’s nothing to compare it against. That’s why Ogmundson shies away from any specific projections.

“Significant uncertainty remains, including the end or transition of key government supports and mortgage deferral programs, and a concerning rise in provincial COVID-19 cases,” says Ogmundson.

“However, the unexpectedly swift rebound in the market means that BC home sales will almost certainly finish 2020 higher than 2019. Moreover, the extended low-interest-rate environment combined with an expected strong recovery in the BC economy points to a continuation of strong demand in 2021.”

As always, please reach out should you have any questions about buying and selling homes and real estate in the Comox Valley. Feel free to contact me, visit my website or check out my Facebook page.

New changes to CMHC mortgage eligibility now in effect

Wed, 08 Jul 2020 16:47:44 GMT

Private insurance providers have not followed suit

In a year that has seen unprecedented changes to the world’s economy and way of life, the Canadian Mortgage and Housing Corporation (CMHC) announced changes to eligibility rules for mortgage insurance. The government-backed federal housing agency announced its new rules on June 4, 2020, and they took effect on July 1.

As a provider of insurance that protects lenders if homeowners default on their mortgage, the move was designed to support housing market stability during the COVID-19 pandemic.

The rules apply to high-ratio mortgage qualification (when the buyer’s down payment is less than 20% of the purchase price) and will mostly affect first-time buyers and those looking to move to a larger home.

The changes (and how the new rules differ from the old)

# 1. Reduction in debt as a percentage of gross income

Buyers are limited to spending up to 35% of their gross income on housing, which includes mortgage, property tax, heating bill and half of condo fees, and can only borrow up to 42% of gross income once other loans, e.g., credit cards, car loans, etc., are included.

The old rule allowed buyers with appropriate credit scores and reliable income to spend up to 39% of their gross income on housing and could borrow up to 44% of gross income.

#2. Higher minimum credit score

At least one of the borrowers needs a “good” credit score of 680. The previous minimum score was 620.

#3. No more borrowing for down payments

According to the CMHC, the borrower(s) must get the down payment “from their own resources.” This includes savings, property sale equity, a non-repayable financial gift from a relative, a government grant or funds borrowed from other liquid financial assets or against other real property.

Previously, borrowers could use unsecured personal loans and unsecured lines of credit and even credit cards.

What about other mortgage insurers?

Canada has two other (non-government) providers of mortgage default insurance: Genworth and Canada Guaranty. As private lenders, they don’t need to adopt these changes, and neither has indicated it plans to do so.

All three providers generally have similar products and qualification criteria and charge the same fees for the insurance provided. But these new changes from CMHC means that for the first time in decades, borrowers will be able to qualify for substantially higher mortgages using Genworth and Canada Guaranty.

CMHC is typically the most popular because it’s backed by the federal government. However, CMHC-insured mortgages have been dropping in recent years. For instance, CMHC provided 100,000 insured mortgages in 2019 compared to double that number in 2017.

Why now and what’s next?

The changes came about because the CMHC is predicting a drop in average housing prices of between 9% and 18% over the next 12 months. Interestingly, in most of BC, while an initial drop in sales did occur, things have picked up of late and housing prices generally haven’t been greatly affected.

The CMHC also pays close attention to the Bank of Canada, which moved to lower target interest rates three times in March.

According to CMHC head Evan Siddall, the new rules “will protect homebuyers, reduce government and taxpayer risk and support the stability of housing markets while curtailing excessive demand and unsustainable house price growth.”

Regardless of when the pandemic ends, chances are the next few years will be ones of uncertainty for many Canadians. These changes are a reflection of the times.

For more information on any aspect of buying and selling homes and real estate in the Comox Valley, please feel free to contact me, visit my website or check out my Facebook page.

Comox Valley market update and outlook – May 2020

Fri, 08 May 2020 19:11:40 GMT

Real estate trends and statistics for Vancouver Island

While we entered the first part of 2020 in a generally stabilizing trend, the economic shutdown since the middle of March due to the coronavirus pandemic has had a significant impact on housing sales throughout the province. Nonetheless, realtors, like so many other service providers, are adapting to support clients during these unprecedented times.

Following are some local and provincial statistics for April, adjustments that have been made in the real estate sector as well as projections for the future.

Where things stand on the Island and Comox Valley markets

The reality of the pandemic hit home in terms of housing sales in April throughout the province. As noted in the Vancouver Island Real Estate Board (VIREB) May release, Island sales of single-family homes dropped by 54 per cent compared to last year’s figures. Inventory has dropped significantly for houses and townhouses and active listings for apartments increased by more than 30 per cent.

In terms of benchmark pricing, April saw single-family homes drop three per cent for the Island average compared to last year to land at $523,700, which was actually marginally higher than in March. Interestingly, in the Comox Valley the benchmark price reached $521,300, which is up by two per cent compared to last year. Nanaimo and Parksville-Qualicum also saw 2 per cent increases from 2019.

How the real estate sector is adapting to COVID-19

In March, the provincial government designated real estate as an essential service. Since that time, all realtors have been working hard to ensure they follow health and safety directives laid out by the province’s health officer. Technology has allowed for adaptations to be made as we all work to flatten the curve through social distancing and respond to the ever-evolving “new normal.” Virtual open houses, electronic files and more allow us to continue assisting clients.

“Being declared an essential service recognizes that many British Columbians are currently involved in real estate transactions that began before the pandemic was declared or may need to be involved in one in the coming weeks and months,” says 2020 VIREB president Kevin Reid. “However, our priority is public health. Real estate transactions can continue as long as everyone involved is protected.”

For detailed information on how I, personally, am working with sellers and buyers to keep everyone healthy and safe, click on this link: https://leahreichelt.com/COVID-19.html.

Projections for the future

The British Columbia Real Estate Association (BCREA) predicts the 2020 coronavirus-driven recession will be profound but that its duration may be shorter than past downturns. While social distancing has proven to make a huge difference in slowing the spread of the virus, it has resulted in declines in the real estate sector. However, as restrictions gradually ease and measures are lifted, BCREA anticipates low interest rates and pent-up demand will translate to a significant recovery in home sales and prices.

My assistant Jean and I sincerely hope that you and your families stay healthy and strong during these challenging times. Things will get better. By working together to support one another, we will get through this.

Please feel free to contact me any time through my website or by visiting my Facebook page should you have any questions about the current situation or Comox Valley real estate in general. Take good care.

Spring cleaning around the home

Thu, 26 Mar 2020 16:42:10 GMT

Time to spruce up the house and yard

No matter what else is going on in the world, we can all feel a little bit better when winter turns to spring. Longer days, more sunshine, warmer weather, flowers starting to bloom and a sense of renewal all around us.

For many of us, it’s a time to get the home and yard organized after a few months of hibernation. And this year you’re likely spending more time around the house than usual. So why not make the most of staying close to home by tackling all those chores that may have been overlooked during the winter months.

Not only does giving your home and yard a good once over keep your hands and mind busy, but you’ll also feel a true sense of accomplishment as you cross tasks off your list.

The following are suggestions for tackling different areas of your house and yard. Don’t worry if you don’t get to them all or if it takes two months to finish them. Do what you can, when you can, and feel good about it.

KITCHEN

Deep clean oven and racks; clean burners and knobs
Clean out and wipe down cupboards
Discard old spices and other staples that have been hanging around too long
Give trashcan a thorough cleansing
Run the dishwasher’s cleaning cycle
Disinfect in, under and on top of fridge

BEDROOM

Vacuum/wash floors and wipe walls and corners of ceiling
Rotate mattress and wash all the bedding not just cases and covers
Dust lampshades (inside and outside)
Go through closet and switch out seasonal clothes
Thoroughly dust all surfaces, including closet

BATHROOM

Replace dirty shower curtain liner; wash decorative shower curtain
Empty and clean medicine cabinet; take any old medication back to pharmacy
Scrub down toothbrush holder, soap dish/dispensers
Soak bathmat in warm water and white vinegar and throw it in washing machine

LIVINGROOM/TV ROOM

Vacuum couches and fabric chairs with handheld upholstery attachment
Wash or vacuum curtains and dust blinds
Disinfect remote controls for TV, stereo system, etc.

BASEMENT/LAUNDRY ROOM

Clean dehumidifier (use manufacturer’s instructions)
Look for mildew on floors or walls, wipe with bleach
Run washing machine’s cleaning cycle, remove and clean lint plate
Change air filters

GENERAL

Inspect fire extinguishers and alarms; replace batteries
Dust or wipe down ceiling fans and light fixtures
Wash windows and screens
Wipe down baseboards, door and window frames, other woodwork
Disinfect light switches, phones and doorknobs
Wash or beat rugs
Throw pet toys in washing machine on gentle cycle
Wash cleaning supplies (broom, toilet brush, mop, and dusters)

OUTSIDE

Pick up branches, plant debris, litter, dog waste
Rake up twigs, pinecones, leaves
Inspect, clean and oil tools
Prune dead branches from shrubs and trees and trim others, but not too late in the season as to interfere with buds
Tidy any sheds or outbuildings
Start reviving the garden and plant early veggies

Approach one item at a time and before you know it, you’ll be done and dusted.

For other home ideas or information on any aspects of buying and selling real estate in the Comox Valley, please feel free to contact me, visit my website or check out my Facebook page.

How to save on house insurance

Tue, 04 Feb 2020 19:26:31 GMT

6 great tips to lower your home insurance costs

Owning a home is great but it can be expensive. Between the up-keep, mortgage rates, property taxes and so on, the money going out can all start to add up.

While some of those expenses are non-negotiable or unavoidable – if you need a new water heater, you need a new water heater – others, such as house insurance, do have a little wiggle room.

Following are some suggestions on lowering your yearly home insurance rates.

Be a wise consumer and shop around.

As with so many aspects of home ownership, you need to do your research and shop around. Yes, you may have been with the same people for 10 years, and they may even be giving you a small discount for that, but that doesn’t mean you can’t do better. Talk to friends, neighbours or even your realtor to see who is out there. Plus, now comparing rates is super easy with online quote options.

Raise your deductible.

The deductible is the money you must pay out of pocket before your insurance company begins to pay a claim. The higher your deductible, the more money you can save on your premiums; of course, it also means the more you’re paying if something happens to go wrong. But raising your deductible from $500 to $1,000 can save you up to 25 percent on your rates. Different areas may have different or separate deductibles for specific issues, such as floods or earthquakes, so you’ll want to investigate that further.

Insure your car, while you’re at it.

When you insure your home and vehicles with one company, it means more business for them, which is why they often offer a 5 or 10 percent savings incentive for people who can bundle up a few different items.

Save up and pay once annually.

While a monthly payment plan is easier to deal with financially, there will be extra administrative charges typically. So start planning ahead, start saving up and do one lump-sum payment.

Improve your home’s security.

Some companies offer small discounts for smoke detectors, burglar alarms or even dead-bolt locks. A fancy sprinkler system or a fire/burglar alarm that rings at a monitoring station can result in even better savings with most insurers. But before you start spending money on them, check with your agent for qualifications and recommendations.

Weigh the costs before making a claim.

A claims-free discount on home insurance can be significant. Even though you may have a broken window or stolen bike, it could less expensive in the long run just to deal with it on your own rather than file a claim.

As always, to find out more about this or any other aspects of buying, selling and living in the Comox Valley, please contact me, visit my website or check out and like my Facebook page.

Less is more with minimalist décor

Tue, 04 Feb 2020 19:10:20 GMT

Why and how to create space

Have you ever looked at your busy and full home and felt a bit overwhelmed? Does the jumble of your kids’ rooms or closets feel chaotic? Maybe it’s time to take a page from the minimalists and clear away that excess stuff from your house.

Of course, minimalism is about more than throwing things out and painting everything white. The minimalist approach is about creating the necessary space, both physically and mentally, to enable you to focus on what is truly important to you.

By minimalizing your home, or certain aspects of it such as a master bedroom, you can create a space that is organized, calm and contains only things that are relevant to you.

Doesn’t that sound peaceful? That’s because it is. Studies show that getting rid of excess “stuff,” helps us be more creative and gain a sense of freedom.

Admittedly, maybe it’s not realistic to change our philosophical approach to living, but here are a few things we can all do to make our homes feel less cluttered and confining.

Start at the beginning

The first step is to decide what areas of your home you want to focus on. Maybe you want to attack the biggest room or perhaps the messiest; it could be that you need to create a better sanctuary for yourself. Whatever the case, taking it one room at a time can feel less overwhelming.

Make room for change by decluttering

It goes without saying that reducing clutter is the most important and most difficult part of the process. But once you have made that decision, it can be freeing. Focus on what you’ll get out of it and not what you are saying goodbye to. Listen to your emotions but also be practical. If you haven’t used an item for a year, do you really need it? Do you love it? Does it hold a special place in your heart or are you just concerned that you paid good money for it? Be strong and think about your clutter-free future.

Once you’ve decided what to retain, figure out where it will go. Keep counters and tables clean; keep cupboards organized and orderly. Frequently used items can stay out, such as certain utensils in the kitchen, but limit the numbers and space they take up to maintain tidiness.

Limit colours and let the light in

It doesn’t have to be all white – light blues, creams, beiges and greys can create that calm and understated environment. Then when you do add a flash of colour, such as a cushion, it really pops. If you’re adding those brighter shades, stick with one or two and limit the dosage. Also, keep the windows bare and let the light shine in. Heavy curtains are a drag, so if privacy is an issue, try to go with lighter sheer options or streamlined blinds.

Use empty spaces to create focal points

Creating a sense of space is a key aspect of minimalist décor, as the space interacts with the objects that remain and helps define a room’s look. Create balance within that new space by having a focal point – so maybe a coffee table with one unique, colourful item or an eye-catching piece of art over a couch.

Avoid too many patterns and focus on textures

A busy carpet near a floral couch by some patterned curtains is a lot to take in. A minimalist approach typically limits the number of patterns or opts to avoid them altogether. If you are using prints, make them a somewhat unobtrusive pattern or tone-on-tone. Essentially a print should be used as the accent piece for a room. The bigger the room and the larger the space, the more you can get away with. Even a patterned rug can work if the rest of the room is fairly muted.

Textures can add that spark that you might be seeking from a pattern. A fuzzy blanket and a velvet chair can certainly mix things up. In a bedroom, you might try an upholstered headboard or some textured wallpaper for a little bit of refreshing appeal.

One of the best parts about creating a more minimal space is that it’s easier to clean. Because you’ll be more intentional about what you are bringing into your streamlined space, you won’t be buying so much “stuff,” which will be easier on your wallet – and the planet! If you do buy something new, replace something else that’s already there by donating, selling or recycling it and keep the clutter at bay.

For other home ideas or more information on any part of buying, selling or moving in the Comox Valley, please contact me, check out my website or visit my Facebook page.

Comox Valley real estate market update and outlook

Fri, 06 Dec 2019 01:22:00 GMT

Housing trends on Vancouver Island and beyond

As 2019 comes to a close, the year has seen a general stabilizing trend, both in the Comox Valley and throughout the province. On the whole, it has been another positive year, with steady sales and fewer multiple offer situations than in the previous couple years.

Let’s have a look at where things are at and where they may be going as we enter 2020.

The past year in the BC market

As noted in the Vancouver Island Real Estate Board (VIREB) December release, the British Columbia Real Estate Association reported that even though the start to 2019 was slow, MLS® home sales in the province embarked on a sustained upward climb as we headed into spring, with a return to trend after adjusting to changes in the market following the previous year’s federal mortgage rules and provincial tax policies amendments. In November 2019, the benchmark price of a single-family home across the board was $517,100, which is a 3 per cent increase from a year ago and down slightly from October.

The Island this past year

Regionally, the benchmark price for a single-family home in Campbell River region last month was $440,200; that’s an increase of five per cent over the month’s numbers in 2018. The Comox Valley was also up 5 per cent from November 2018, as the benchmark price reached $530,200. Duncan reported a benchmark of $479,500, up two per cent from 2018. Nanaimo rose by less than one per cent to $558,400 in November, while the Parksville-Qualicum region saw prices increase by around two per cent to a benchmark of $576,500. Port Alberni had the largest increase from this time last year, up 6 per cent to a benchmark of $329,000 in November. Overall, home sales and listing activities are at typical levels for the region.

General trends

Trend-wise, VIREB’s housing market is for the most part balanced and even inching toward a buyers’ market in a few of the zones. Island realtors report interest among buyers, but they’re price-savvy, in no rush and willing to walk away from deals. Some sellers and buyers are also choosing to wait until spring to see what the conditions bring.

“Accurate pricing continues to be the key to a quick sale,” says VIREB president Kaye Broens. “Overpriced properties tend to linger.”

Whether you’re thinking of buying or selling, in or out of the Comox Valley, Broens notes that working with an experienced local realtor is always the smartest move. “(They) have access to tools and market analytics that will help determine an optimal selling price for your home and find a property that fits your budget.”

My lovely assistant Jean and I hope that this coming year brings you all the joy and happiness you deserve – all the best for 2020!

To find out more about Comox Valley real estate, please feel free to contact me any time through my website or by visiting my Facebook page.

Some more of our most-loved Christmas recipes

Tue, 19 Nov 2019 17:28:44 GMT

Sumptuous, seasonal and so, so tasty

My lovely assistant Jean and I have a few more holiday recipes to share for your baking and eating pleasure this season. Make sure to check out last year’s recipes, too.

Christmas fruitcake

Certain to be a family favourite, this recipe makes four large loaf pans or about twelve small ones.

1 lb butter

1 lb brown sugar

10 eggs

2 lbs raisins

2 lbs currants

1 lb dates

1 lb mixed peel

½ lb cherries

½ tsp cloves

½ tsp allspice

1 tsp mace

1 tsp mixed spices

pinch salt

1 tsp soda

5 cups flour

1 cup brandy

Wash raisins and currants, chop dates, cut up any of the too-big pieces of mixed peel. Mix together fruits, spices, flour, soda and salt – ensure it’s well mixed! Cream butter and sugar then add eggs one at a time. Add brandy & fruit mixture alternately to the creamed butter mixture.

Grease cake pans and bake in oven, not more than 300°F. Large cakes take two to three hours, medium takes one and a half, small pans take one hour. Leave cake in the pans until cool.

For storing, there are two different methods: 1.) Wrap with a brandy-soaked cheesecloth then wrap with foil; or, 2.) Wrap with saran wrap then foil, store in covered container or Ziploc freezer bag; then remove covering every 30 days, brush with brandy and rewrap.

Holiday snack mix

Careful, this one is as addictive as it is easy. It’s simple to buy gluten-free options for the pretzels and cereals, if that’s a consideration. And if you’re feeling really crazy, add in some popped corn halfway through the baking time.

1 cup of salted butter

¼ cup Worcestershire sauce

1 tsp garlic powder

A few drops of hot sauce (optional)

5 cups pretzel sticks

5 cups toasted oat cereal (Cheerios)

4 cups of corn or wheat square cereal (Shreddies)

4 cups of rice square cereal (Chex)

2 cups of nuts or roasted pumpkin seeds for a nut-free option

Preheat your oven to 275°F. In a very large roaster pan, combine the cereals, nuts and pretzels. In the microwave (or on the stove) melt butter and mix in spices and Worcestershire. Pour over dry ingredients and stir gently to mix thoroughly.

Bake for about an hour, stirring gently with a spoon every 15 minutes or so. The mix will be done when you can see that all the butter mixture has been absorbed and is dry. Spread on a large piece of foil to cool, then store in an air-tight container for up to two weeks or in the freezer for up to three months.

Brie-cranberry bites

Quick and appetizing – with just three ingredients, these couldn’t be more straightforward.

1 package frozen-puff pastry, thawed

½ lb brie cheese

1 cup cranberry sauce

Preheat oven to 375°F; cut the puff pastry sheets into approximately 3-inch squares. Press each square into a muffin cavity. Cut brie into ¾-inch cubes and place a cube of cheese in the center of each puff-pastry square. Top the cheese with about 2 teaspoons of cranberry sauce. As an option, top with chopped pecans and a sprig of rosemary. Bake for about 10 minutes until pastry corners are toasted lightly brown; cool 5 minutes before serving.

Easy outdoor Christmas decor

Thu, 14 Nov 2019 18:03:28 GMT

Get ready for the holiday season with these decorating ideas

There’s nothing like some colourful and fun Christmas decorations to get in the holiday spirit. So, is this the year that you add to your regular light display with some extra touches? Why not welcome visitors and the season with some simple decorating ideas for your yard and porch.

The following are some fairly easy and inexpensive ways to capture a bit of the season with a smidgen of festive outdoor décor.

Start with a wreath: Wreaths are great because they offer so many variations. From greenery to tree decorations to pictures and other artifacts, there is a lot to choose from. Most wreaths start with a metal frame, that can be purchased or made from coat hangers, or the frames can be fashioned from cardboard or foam. You can even use branches or grapevines to form a circular base. Attaching things to the frame can be done with thin wire or a hot-glue gun. Metal frames tend to be sturdy, perfect for attaching greenery; foam frames are lighter and can be a little less awkward. From baubles and pinecones to photos, ribbons and painted leaves, a wreath adds spark and colour to any entryway.

Front porch planter: Gather some greenery and red ribbons and berries and you’re halfway there. Pull the summer pots out of storage, fill with new dirt, give a little watering then poke twigs and branches in. Drape some little lights around or over the creation and you’re good to go!

Mason jar luminaries: Easy-peasy and so very pretty. Collect some jars and fill with strings of LED fairy lights. Or fill varying sizes with some with white sand, a sprig of holly and flickering LED tealights. If you’re feeling really crafty, paint some jars different colours, pop in a tealight and place them along your porch stairs or walkway. The only limit is your imagination.

Window decorations: Approach from inside or out and have some fun! Hang decorations from a string, attach stickers, decals or snowflake cut-outs, drape with boughs of cedar and holly. Why not hang a string of holiday cards for all to enjoy looking at?

Decorate your outdoor trees and shrubs: Who says ornaments need to stay on trees in the house – why not include your shrubs and bushes in the fun? But leave the tinsel inside in case birds mistake it for food!

A few other ideas: Use everyday items for colour and interest, such as a string of mittens and toques; old skis and sled. Wrap some empty boxes, and don’t forget to put ribbons on everything. You may even want to make some seasonal pillowcases for your outdoor summer cushions and toss them around the entryway.

Get creative, involve the kids and grandkids and have fun!

For more information on this and other house-related topics, please get in touch or check out the blog section of my website. And don’t forget to visit my Facebook page to see the latest Comox Valley listings.

Just breathe – Yoga in the Comox Valley

Thu, 17 Oct 2019 18:53:51 GMT

Plenty of options to get your flow on

Oh my. Thanksgiving is over, Halloween is around the corner and then we all know what comes next . . .

But let’s not go there quite yet. In fact, let’s go somewhere else entirely – say a nice, quiet space where we can just breeeaathe. Maybe a place where we will feel welcome and our stress and worries melt away with some gentle movement and soothing music. Doesn’t yoga sound good right about now?

And in the Comox Valley, we’re blessed to have so many possibilities from which to choose. Following are just some of the options open to those who are ready to relax, strengthen, unwind or get flexible. I haven’t had the opportunity to try them all, but it’s a handy reference for options around the Valley. Simply click on the links to get to info on the various studio locations and classes.

Yoga in Courtenay

Holy Cow Yoga Studio: So convenient and so much to choose from – this studio is located on Cliffe Ave at the corner of Fifth Street. Drop-in or buy a pass.

Eden Therapy Clinic and Studio: This massage clinic also offers yoga classes designed with gentle and restorative movements in mind; anyone is welcome to register.

In-Yoga: Based out of Ki Fitness and Health in Tin Town, In-Yoga welcomes everyone and anyone to their studio to enjoy their variety of classes.

Studio IPF: Down near Cliffe and 13^th, these folks have many options for all levels. Their qualified instructors will help you reach bliss no matter where you are on your yoga journey.

Bee Yoga: What a great space! Located out on Piercy, this yoga centre offers classes in a meditation and yoga barn. Definitely a special spot to unwind.

Comox yoga studios

Core Exercise Studio: These beautiful people just want you to stay happy, healthy and moving. No matter where you are physically, there are exercise and movement options here.

Nourish Wellness: Located in central Comox, in addition to yoga classes, Nourish offers meditation and other mindfulness-based practices, including speakers and workshops.

Cumberland/Royston yoga options

Starfish Studio: Part of the fabulous Kingfisher Resort, this studio is beautiful and offers a full gamut of classes for all levels and interests.

Cumberland Yoga and Physio: While the schedule is a little thin this fall due to the owner’s recent maternity leave, there are occasional classes and more will inevitably come along, so get in touch to find out details.

Mocean Yoga: Located in Royston, these lovely ladies offer retreats, training, private and group lessons.

Plus, most of the local recreation centres and many of the gyms also have classes catered to various levels and abilities.

Now there’s no reason to feel tight and tense this holiday season. Namaste!

For more info about living in the Comox Valley, please visit my website. And check out my Facebook page to see all the latest local listings.

Is it worth listing a home in the fall?

Fri, 04 Oct 2019 17:44:46 GMT

Yes, and here’s why! Plus, tips to sell your home this fall

Maybe late spring/early summer is the most popular time of year to list, but that doesn’t mean listing at other times is a bad idea.

Sure, those longer days and nice weather do make house-hunting more appealing, but other things also come into play.

So, is this fall a good time to list your Comox Valley home? Short answer: yes, it is!

Advantages of a fall listing

You’re trying to sell in the fall because you are serious. People who are looking in the fall are also serious. And serious buyers are typically motivated to purchase quickly in the autumn before the busy holiday season and even more inclement weather sets in. Plus, the cooler, darker seasonal atmosphere helps to make your home feel that much warmer and more welcoming.

Despite the common notion that most buyers are shopping to fit with their kids’ school-year schedules, more than half of buyers don’t even have children under 18 at home. Therefore, fall works as well as any other time of year for them. Not to mention that the internet has no seasons. People can browse to their hearts’ content anywhere, anytime.

In terms of showing, in early fall there is still enough light to do weeknight showings, in addition to weekend open houses. And curb appeal is less “in your face” and more laid back than other times of the year. Even though the falling leaves can get messy, it’s the same issue for everyone who is trying to sell at this time of year. Just keep things tidy and buy a potted plant or wreath for the front entry.

Finally, because there are fewer listings in the fall, the competition isn’t as great, which can make selling easier.

Tips to help sell your home this fall

The sooner the better. It’s easier to sell in the fall than in December and January, when weather and holidays really come into play and can limit availability of buyers, agents and lenders. Once you’ve decided to sell, it’s a good idea to get prepared for listing as soon as possible.

Photograph while you still have some leaves. Again, the sooner, the better to have your professional real estate pics done. The natural light is stronger earlier in the season, and the yard typically is neater and more interesting with better colour variation.

Work with a proven professional. An established agent with good contacts will be at an advantage during this slower time of year. Ensure they have some experience and knowledge about selling off-peak.

Ensure the price is right. Use neighborhood comparisons and your agent to find the right price. Don’t expect multiple-offer situations that’ll drive up the price. Just as importantly, don’t feel obligated to accept low-ball offers.

Market outside the box. Focus on the area and the neighbourhood not just the house. What is it that makes your home unique all year round?

The take-away for listing in fall

Most importantly, talk to your realtor about where things are at in the market and where they are going. Your realtor will let you know how things are doing in terms of specific trends and the local supply and demand. Realistically, season-to-season housing prices don’t tend to increase or decrease significantly – that’s more of a longer-term trend.

In the Comox Valley, regardless of the time of year, there is always plenty to do from skiing and hiking to golfing and hanging at the beach. And because of our relatively temperate weather compared to the rest of the country, plus decent demand from older buyers who don’t need to wait for the end of the school year before buying, it’s always a good time to list.

As always, if you have any questions about moving in or out of the Comox Valley, feel free to contact me or visit the blog section of my website. To find out more about Comox Valley real estate opportunities, view MLS listings on my website or follow me through Facebook.

Eating out in the Comox Valley – Cumby-style

Mon, 16 Sep 2019 17:26:09 GMT

When was the last time you went dining in Cumberland?

Whether you are looking for something a little fancy or more along the lines of cozy and casual, the Village of Cumberland restaurants will treat you right. A nice assortment of options awaits on, or just off, Dunsmuir Avenue. So, figure out what you have a hankering for and head west.

4 Quarters Restaurant opened in Summer 2017 and has established a reputation for quality food and good service. Offering a mix of classic and contemporary Italian, Greek, Finnish and Indian cuisine prepared to the highest standards, they’re also fully licensed.

Biblio Taco is a crowd-pleaser. Injecting a West Coast influence into Mexican favourites, food is made from scratch, using local meats, fish and fresh produce. Even the hot sauces are made fresh in house. Simple and so, so good!

Riders Pizza knows how to do pizza right. As they say, they offer a “blend of Old-World craft and New-World flavours.” Hand-shaped, hand-tossed dough loaded with both classic and innovative toppings, baked for a full 20 minutes. Perfection!

The Waverly Hotel provides pub fare with attitude. Lots of things to choose from and plenty of healthy options. People have ridden their bikes a long way just to have some of their Thai curry, not to mention Wednesday’s burger specials.

Cumberland Brewing Company always has a good vibe – and they have good vittles, too. Chili, pork tacos and falafels are some of the favourites. Plus, the beers are like a meal in themselves.

Not planning a dinner out but thinking more lunch, tea or coffee? The hits just keep coming with The Wandering Moose, Tarbells Deli and others.

One thing – some places are closed on Monday, some on Tuesday and some on Wednesday (and some close at 4:00 p.m.), so you may want to call ahead or check websites if you are going on a weekday.

But wherever you go, know that you’ll be satiated and satisfied.

For answers to all your questions about living in the Comox Valley, please visit my website. And check out my Facebook page to see all the latest local listings.

Hiring movers vs doing it yourself

Wed, 04 Sep 2019 18:23:49 GMT

What’s better? Pros and cons

You sold your house and bought a new home! Yay!

Now you have to actually move your stuff. Boo.

There’s no way around it, part of buying and selling a home is the whole “moving thing.” It costs money, takes time and, frankly, is a lot of work. But it has to happen. And one of the first decisions you need to make is whether you should hire movers or do it yourself.

It seems everyone has a “moving disaster” story as well as an opinion on how to do it. But the reality is, the decision to DIY or not is unique to every situation and depends on numerous factors, including the distance and timing of the move, the number of belongings involved, safety, costs and availability of help.

So, if you’re thinking of making a move and not sure how to approach it, following are some pros and cons to consider.

The do-it-yourself move

Typically, when you move this way, you’ll gather boxes, pack them up yourself, load them into your own vehicles or rented truck and then unload and put away everything at the other end. It’s the least expensive option and straightforward but can get more complicated if distance and lack of free help are issues.

Pros:

You’re in charge of everything
Costs less than other options
You control the timeline

Cons:

You’re in charge of everything
It’s a lot of work
Rental costs and time invested can add up
Large items can be a challenge

If you’re leaning towards this option, ensure you have the right equipment and necessary help. Invest in good packing materials like duct tape, bubble wrap and wardrobe boxes. Does the rental truck come with a dolly and a ramp? And line up helpers well in advance, calling upon different people for different stages. Your mom is probably better suited to wrapping the teacups a few weeks prior to moving than lifting the boxes of records on the day. Factor in additional costs like insurance, gas and pizza and beer. Come up with a realistic plan and timeline.

Hiring a moving company

Professional movers can do everything from packing boxes and transporting items to unpacking belongings and getting your TV working at your new home. Of course, you pay for the convenience.

Pros:

Less work
Less stress
Belongings are insured

Cons:

Their timeline
They are in control
More costly

If outsourcing is starting to sound good, make sure you start by asking for referrals from friends, family and your realtor. You may even want to check with the Better Business Bureau to see if any companies should be avoided. Get detailed quotes from two or three movers, ensuring to ask about insurance and minimum charges. Find out whether packing materials cost extra or if you can do the packing part yourself? What about big or specialty items like pianos, electronics and appliances – how are they handled?

No matter which route you take, the day will come, and it will get done.

Even though cost is a big determinant, remember that your family’s safety and well-being is most important, so don’t push yourself too hard.

Music lessons in the Comox Valley

Thu, 15 Aug 2019 17:02:00 GMT

Options for every age and skill level

Music is a big part of life for many of us – it allows us to create, explore and experience different emotions.

And playing an instrument engages us even further.

From stimulating and strengthening our brains, improving memory and reading skills, to building social connections, self-discipline and patience, the benefits of music education – at any age – are undeniable.

The Comox Valley is fortunate to have many excellent music educators. Following are some of the local options for those looking to add a little rhythm and harmony to their life.

Motif Music Centre – located in the Tin Town area of Courtenay, Motif offers piano, violin, cello, voice and theory as well as the Kindermusik program for young children. Their wonderful teachers create an environment that is both nurturing and inspiring.

All Keyed Up Music Lessons – offering private, semi-private and group lessons, the folks at All Keyed Up work with all ages and skill levels. Piano, recorder, theory, ukulele, drums, voice and Spanish & classical guitar lessons are available at the Minto Road site.

Long & McQuade – all moved into the fancy new location at England and 10^th in Courtenay, Long & McQuade has plenty of room and instructors. Offering lessons in piano, theory, banjo, bass, guitar, voice, drums, flute, ukulele, clarinet, sax and percussion, they can help you start your own one-man band!

Plus, if you look online, you can find numerous teachers through MusicTeachersDirectory.org when you enter your pertinent information.

And, of course, the Strathcona Symphony Orchestra and Comox Valley Concert Band are always looking for new members with experience.

Now, get out there and get musical!

For other information about life in the Comox Valley, visit the blog section of my website. Questions about real estate opportunities in the Valley? Contact me, check out Comox Valley real estate and MLS listings on my website or follow me through Facebook.

A clean garage: The impossible dream?

Thu, 01 Aug 2019 16:56:00 GMT

Tips to keep your garage organized

Ah, the garage – where things that don’t fit in the house find a home. If clutter could choose a habitat, this is where it would live. And is it just a coincidence that the word garage is only one letter removed from the word garbage?

For many of us, having and keeping an organized garage is just a dream. However, I hear it can be done; and in my experience, it’s a rare and beautiful thing.

But maybe now’s the time to make that dream a reality! With the following tips, perhaps your garage will become that thing of beauty.

Let’s get going!

Start with a plan

Ensure you have the time and necessary supplies available. To do the job right, you’ll need plenty of both.

Start by getting some heavy-duty garbage bags, a shop vac, rags, storage items and helpers. And then set aside at least five hours; that being said, you can break things up into stages.

Begin by cleaning

It’s important to unearth the floors and counters early in the process. A general once-over clean and vacuum/sweep of the floor will help to reacquaint you with what’s actually in the garage, what areas need more attention, items of high use, etc.

During the cleaning process, you can begin the decluttering phase and get rid of things you know that you don’t need. And by getting rid of, I mean, donate, recycle or trash – three distinct piles. Think about the last time you used an item and decide if you still need to hang onto it; if it has been a while, consider getting rid of it.

Some people like to tackle the whole thing at once, whereas other folks like to focus on an area or wall. Whichever way, just do your best to be ruthless and only keep those items that are in high use or “spark joy.”

Organize into zones

Once the cleaning and decluttering have happened, it’s time to start organizing. One good organizational approach is to group like items with like items and break things into zones. Imagine how Canadian Tire does it, i.e., Paint, Tools, Automotive, Sporting Goods, and maybe even incorporate a recycling centre.

Put bigger items, like lawnmowers or garbage cans, in corners. Frequently used things should be near the door and rarely used items tucked away.

Use and create more storage

Get things off the floor by using shelves or cabinets. These will also help you make the most of your vertical space. Open shelving is easy to browse, and a good step stool allows for quick accessibility. Keep chemicals out of reach or in a locked cabinet.

Keep it clean

Now that things are organized into your zones, maintain by doing seasonal cleans. Get a bag of kitty litter to absorb oil or grease spills. Keep a broom and dustpan by the workbench. Hose down the floor regularly. Declutter and reorganize your garage twice a year in October and May.

There, now that all seems doable, doesn’t it? Good luck!

For other house-y information, visit the blog section of my website. Questions about real estate opportunities in the Valley? Feel free to contact me, browse my Comox Valley real estate and MLS listings on my website or follow me through Facebook.

My favourite Comox Valley beaches

Mon, 15 Jul 2019 17:40:00 GMT

A bevy of beachy options to choose from

Choosing a favourite beach is like choosing a favourite child – impossible! They’re all so special and wonderful in their own way.

And the things they have in common are all pretty fantastic, too. The smells, the sounds, the scenery . . . aaah, we really are so lucky to have the options we do in the Comox Valley. Here are a few of the beaches I love to spend time at when the opportunity arises.

Goose Spit

Why not start with a classic? The Spit is a great spot any time of year, but it really sparkles in summer. Part of what I love is the chance to relax by its firepits in the late afternoon and evening. I also like the option of climbing the staircase a few times to get good and hot before jumping in the water to cool off. Plus, there are wheelchair-accessible spots, so everyone can get the chance to enjoy its splendor.

Air Force Beach

Around the other side of the Comox Peninsula is the lovely Air Force Beach. Featuring a pavilion and picnic shelter adjacent to the sandy mile-long beach, it offers fantastic views of Georgia Strait and the Coastal Mountains.

Free for the military community, civilians are also welcome as guests or with the purchase of a $25 annual beach pass. There is also a playground, concession and washroom/change facilities with showers if you like to get the sand off before getting back in the car!

Gartley Point

A little off the beaten path, but a nice location down past Royston off the Old Island Highway. The cobble beach is popular for swimming in the summer and for launching canoes/kayaks throughout the year when the tide is high. Not very crowded, there’s a sandy strip along the shoreline that provides a path for walking, sitting or taking in the views towards Texada, the nearby Seal Islets and, farther south, Jáji7em and Kw’ulh Marine Park (also known as Sandy Island Marine Park and Tree Island).

Tribune Bay – Hornby Island

Talk about your magical destinations! “Trib” is a little piece of paradise boasting sandy white beaches and warm, shallow waters. If it weren’t for the surrounding firs, you’d feel like you’re in the tropics. Enjoy the interesting rock formations along the shoreline or just sit back and let your worries melt away.

Hope you get a chance to spend some quality time at one of these wonderful beaches this summer!

As always, feel free to contact me to find out about real estate opportunities in the Valley, browse my Comox Valley real estate and MLS listings on my website or follow me through Facebook.

What kind of mortgage is best for you?

Thu, 04 Jul 2019 18:06:00 GMT

Open, closed, fixed, variable – check your mortgage options

Buying a home comes with tonnes of questions. And, “What kind of mortgage is the best?” is one of the biggest and most common.

In Canada, the options are plentiful – in fact, almost too plentiful. To help make sense of them all, here’s a list of the most conventional types of mortgages and how they differ from one another.

Traditional or conventional mortgages: these require a 20 percent down payment, and the remaining 80 percent comes from the lender. They are also considered a low loan-to-value ratio, meaning the loan amount is low relative to the property’s value.

High-ratio mortgages: with this mortgage, the borrower has a down payment of less than 20 percent, and the law requires mortgage default insurance. The premiums for that insurance are often rolled into the mortgage loan payments. High-ratio mortgages used to be thought of as undesirable, but with today’s low interest rates and higher housing prices, this is almost becoming the norm.

Fixed-rate mortgages: this mortgage features a “locked-in” interest rate that doesn’t change through the chosen length of the term (typically running between 3 and 10 years). Your payments stay the same throughout the entire time, so it’s easy to budget. And to pay for that stability, the rates for fixed mortgages tend to be slightly higher than other types of mortgages. This can be very beneficial though when rates are low and expected to rise over the term.

Variable-rate mortgage: this type of mortgage sees the loan’s interest rate fluctuate based on the current prime rate. Your monthly payment stays the same, but the amount of payment applied to the mortgage principal changes. If interest rates fall, you benefit; if they rise, not so much. Typically, these mortgages have lower rates than the fixed-rate ones.

Adjustable-rate mortgage: this mortgage is intermittently reviewed and then adjusted depending on what’s happening with the prime rate. This adjustment affects monthly payments and the loan’s interest rate. If you can handle changing payments when these intermittent changes occur, they usually have lower rates of interest.

Convertible mortgage: this mortgage can change from variable to fixed or from short to long term, without penalty at any time. Good for when you expect things to rise but still want to take advantage of a lower rate for a while . . . just make sure not to forget about it if things start going up!

Hybrid (or 50/50) mortgage: a combo of fixed and variable rate mortgages, with both parts being financed at different rates. This offers good stability but can sometimes be hard to transfer or renew and is not offered by all lenders.

Closed mortgages: these mortgages have restrictions about being paid off or renegotiated before the term of the loan is complete. Penalties can occur if they are paid off too early or if they have a prepayment limit that is exceeded.

Open mortgages: flexibility is offered by these loans in that lump sum or accelerated payments can occur without penalty. This means the loan can be paid off before the end of the amortization period. This also means a slightly higher interest rate than those of closed mortgages.

Portable mortgage: moves if you do, essentially. Your current mortgage is applied to another property and without paying penalties. The interest rate stays the same, and you don’t need to do the whole approval process again. Handy if you are planning on moving but still need to renew in the meantime.

Assumable mortgage: someone else can take it over upon approval from the current lender; mortgage terms need to stay the same.

Home Equity Line of Credit (HELOC): not a mortgage per se, but used in conjunction with one for up to 65 percent of a property’s assessed value. The line of credit’s interest rate is linked to the prime rate and therefore is variable. But you can pay any amount at any time or just cover the interest of the loan.

Collateral mortgage: the lender can give you money as the property’s value increases without the need to refinance. But, it’s not transferrable at the end of term, and overdue payments can get dinged with a rise in the rate.

Of course, all these mortgages are available with different term lengths and mortgage payment schedules, which all come into play as well.

Whatever your situation, there is an option that will work for you – you just need to find it. So, keep doing your research and talk to banks and brokers to get their input before you make any decisions.

As always, please feel free to get in touch if you want to discuss real estate related topics and considerations. Don’t forget to visit my Facebook page or website to keep up to date on the latest Comox Valley listings.

How landscaping can help sell your home

Mon, 17 Jun 2019 19:55:00 GMT

A little curb appeal goes a long way

Are you thinking about listing your home?

If so, you’re probably busy primping your living room, decluttering closets and putting a fresh coat of paint on some walls. And those are all good ideas. But, don’t forget about the yard!

Creating curb appeal through some basic landscaping can make the difference between “Meh” and “Me likey!” And if it’s done well, landscaping can increase the value of your home when it comes time to sell.

Whether you want to spend a lot or a little, investing in your yard is something that shouldn’t be overlooked or underdone.

The basics – clean, weed and pop in some colour

Doing a major landscape makeover isn’t in the cards for most people, but that doesn’t mean things couldn’t be improved upon. Spend some time and money on getting your yard in shape and you’ll be glad you did.

Here are some basic things you can do to spruce up the place:

Keep a weed-free garden and lawn
Go buy some ready-to-go flowering annuals and potted plants to perk up the area around the front door
Mow and water regularly, and mulch the edge of the lawn for a clean, tidy look
Power wash decks, stairs and cement work
Add some new mulch or dark dirt to improve general contrast

Take it a step further and call in pros

It might be a good idea to get in a lawn maintenance company or even a landscaping business if you have the opportunity. I’m not saying you need to put in a new walkway with lights leading to a gazebo, but some consistent, knowledgeable lawn care, proper pruning of trees and few new shrubs might help your patchy backyard shine. Then again, who knows? A nice little water feature could become your property’s biggest selling point!

Whichever route you take, rest assured that a colourful, tidy yard is an excellent way to make a good – and lasting – first impression.

Go play outside!

Mon, 03 Jun 2019 18:37:00 GMT

Kids’ summer activities in the Comox Valley

June is here and that means summer holidays are right around the corner . . . SQUEAL!!!

Looking to keep your kidlets active this summer? Lucky you – you live in the Comox Valley and that means never having to hear “I’m bo-o-o-ored.” Well, in theory, at any rate.

From day camps and rec programs to hanging at the ocean or lake, there are numerous options to occupy your children, no matter what their ages or interests.

Recreate and relax

The Valley is fortunate to have three different communities with fun-filled recreation centres, and summer time is when they really shine. So many programs and classes are offered, and all feature qualified, friendly staff.

Whether your kids want to cook and create or jump and dance, the variety of offerings is diverse. Visit their various websites to find out what’s on tap this summer by clicking the following links: Courtenay Recreation; Comox Rec; Cumberland Recreation.

Plus, the Boys and Girls Club of Central Vancouver Island run excellent summer day camp programs in the Valley. Weekly sessions are geared to encourage and inspire.

Go beyond and get outward bound

Of course, the surrounding areas also have outdoor adventure opportunities that should also get some attention.

Tribune Bay Outdoor Education Centre offers families and individuals the chance to experience adventure with various program offerings throughout the summer.

Likewise, Strathcona Park Lodge and Outdoor Education Centre lets youth from 12 to 18 come see what outdoor pursuits in natural settings might appeal.

Not sure your kids will be into a whole week of outdoor activities? Maybe a day up at Horne Lake Caves will get that sense of adventure growing.

Go jump in the lake...or the ocean…or the river

Again, so many options for keeping cool await in this wonderful Valley, from hanging out at the community waterparks and taking lessons at the Courtenay & District Memorial Outdoor Pool to splashing down the Puntledge River.

At Comox Lake, meet up with the folks at West Coast Water Sports for various day camps, lessons and rentals of SUP boards, kayaks and canoes.

Comox’s Compass Adventures offers kids and families the chance to take in lessons and camps as well as renting various sea-faring vessels. Based down by the Comox Marina, these guys offer too much fun!

Take a hike, hit a park or walk for fun

Some days, though, a nice stroll in the park fits the bill perfectly. For those who prefer to hang with animals in a park, the Hands-on Farm over at the Filberg Heritage Lodge & Park has a variety of animals to get up close with after you’ve strolled the grounds.

Looking for something more strenuous? Head up to Mount Washington and start feeling the burn. Plus, the Comox Valley Guide gives a good selection of hike and walk suggestions to check out.

Don’t forget to check in with the Courtenay & District Museum and Paleontology Centre to find out about their Fossil Tours and other summer programs.

And wander up to Miracle Beach Provincial Park and take in their daily learning opportunities for kids through the Nature House environmental education program.

If you have kids and live in the Comox Valley, the world is your oyster this summer. Get out there and enjoy it!

For more info on the Comox Valley or its real estate, please feel free to get in touch with me, have a look at my website or visit my Facebook page.

Hot towns – summer in the Valley!

Wed, 15 May 2019 17:07:00 GMT

Upcoming summer events to mark on your 2019 calendar

I know, it’s only May – but there is no time like the present to start planning for summer, especially when you live in the Comox Valley.

After all, there are so many things to do in this spectacular part of Vancouver Island, you need to draft a strategy early! Here are a bunch of events that you’ll want to take into consideration.

June

What better way to kick things off than with the BC Shellfish and Seafood Festival, held for 10 days in the middle of June and starting on the 7^th this year. You’ll want to catch some part of Western Canada’s largest seafood festival.

Celebrate National Aboriginal Day on Friday, June 21^st with the K’omoks First Nation at 3320 Comox Road. Traditional food, dance, song, arts and more will be showcased at this free event.

July

Canada Day is always tonnes of fun in the Valley with the parade down Fifth Street and day-long activities at Lewis Park. Free entertainment and concerts are around almost every corner.

And, of course, Vancouver Island MusicFest takes centre stage on the second weekend of July; this year’s dates are the 12^th to 14^th. This three-day music festival is still going strong two decades later and promises to deliver an electric, eclectic line-up yet again.

The Denman Island Readers and Writers Festival takes place July 19-21. Known for its intimate scale and warm hospitality, the festival brings together the best BC writers with their devoted readers in a beautiful, natural setting.

August

August long weekend in the Valley means the Filberg Festival and Comox Nautical Days. So much happening along Comox’s sea-side setting – fun, fun, fun for the whole family.

On-going activities

Not sure you can plan out your dates yet? There are plenty of on-going activities through the summer, too, such as the Valley’s galleries, museums and local charters and tours. Plus, the award-winning Comox Valley Farmers’ Market runs on Saturdays at the Exhibition Grounds, Wednesdays in Downtown Courtenay and on Sundays in Cumberland through the summer.

Looking for more info on the Comox Valley or its real estate? Please feel free to contact me, have a look at my website or visit my Facebook page.

6 Things to consider before buying an investment property

Wed, 01 May 2019 17:30:00 GMT

Get informed and make smart choices

Ongoing income and a secure future – that’s part of what makes an investment property such a great idea. But it’s also a huge commitment in terms of finances. And it’s anything but quick and easy.

However, for those who are willing to do their research and put in the time, investment properties are a good long-term approach to supplementing your income or working for retirement.

Before you jump into the investment property arena, the following is a list of some of the things you need to consider.

6 things to think about before you buy an investment property

What’s your overall goal?
Once you figure out what you want to achieve financially, you can decide whether buying a rental property is the way to do that. Make a list of what you have going in, what you’re hoping to get out of it and what it will take to make those two things mesh. Investing in property is a long-term commitment that requires money at the outset and money all the way along. The results can be very good, but it’s not a get-rich-quick scenario by any means.

How will you finance and what’s your down payment?
Typically, properties are financed through mortgage loans, so speaking with a mortgage broker is also a good early step. They’ll let you know what you are working with and how much of a down payment is necessary. And when it comes to down payments, greater is better. Not only will it be easier to finance, but often sellers are more likely to go with a buyer who has a good chunk of cash ready to go. Can’t save for a good down payment? Maybe an investment property isn’t for you right now.

What kind of property are you considering?
There are so many options: condos, townhouses, single-family homes, duplexes, vacation properties, etc. Depending on your budget and target tenants, you’ll have plenty to think about. Generally, a smaller, lower cost option, such as a condo, is best for those just getting into the market.

What area will you buy in?
Location, location, location, right? Where you buy is a big factor in return on investment. Just because a house is a great deal doesn’t mean it will pan out – maybe those sellers are listing for a reason! A market analysis is a good idea. Is there high or low vacancy in the region? That will tell you what you can expect to get for your place. Is there a college or university nearby? You might have to deal with occupancy issues and frequent changeover. What are the growth indicators like in a specific area – is the population growing and the economy stable? Are there job opportunities? All these variables will influence both your short-term tenant decisions and long-term re-sale options.

Have you done a property assessment?
If you’ve narrowed down your options, then you’ll want to analyze and assess the property before making any commitment. In addition to looking at purchase price, you’ll need to evaluate any property management fees; municipal property taxes; insurances; mortgage and financing payments; repairs and maintenance. At that point, you can compare the monthly expenses to the rental income and have a better idea if the property will generate positive cash flow.

Do you have an exit strategy?
Hopefully, things will go super smoothly from this point forward, but what if things go wrong or you’re in quick need of cash? What’s the plan then? Best-case scenario, you get out of the situation while still making a profit. Selling and refinancing are both options, but it’s good to have a plan going in. Talk with your real estate agent and mortgage broker to discuss what may work best for you down the line.

Obviously, numerous factors come into play and must be considered before investing in real estate, so it’s prudent to ask lots of questions and do plenty of research. Investment properties can be very rewarding, but they do require adequate planning.

Talk to your real estate professional to see what opportunities are available to you!

Please reach out if you want to discuss real estate considerations in the Comox Valley. And visit my Facebook page or website to keep up to date on the latest listings.

8 Tips to get your garden blooming beautiful

Wed, 17 Apr 2019 16:10:34 GMT

What are you waiting for? Get growing!

It’s spring . . . YAY! Time to get outside and, for many of us, get in the garden.

Even if you haven’t the greenest of thumbs, there are plenty of things that you can do to get your garden ready for summer. Following are some tips to help you get started.

8 ways to help your garden grow

Make a plan. It’s easy to feel overwhelmed by the garden centre’s selection, but a plan helps from getting too few or too many seeds. Veggies or flowers, perennials or annuals, doesn’t matter – just come up with a course of action. Grab your pen and paper and start plotting things out.

Prep your soil. If you’re a seasoned veteran, your gardening area may be well prepped already, but if you’re just starting, it’s likely you’ll have to work it a bit. Organically rich soil is usually dark brown. Some good compost and/or aged mushroom manure added into your own soil will do wonders. Mixing it in will also help loosen the ground, creating space for roots.

Trim branches in the early spring. And shape shade trees then, too. This will allow them to heal over the coming season.

Weed your beds early and often. Get ahead of the game when the seedlings of weedy plants are just getting established. Hopefully, this prep work will make summer care easier as fewer of the weed seedlings will get established.

Establish a good cover of mulch on garden beds. This will work to conserve moisture, reduce weeds and keep the soil cooler during summer’s heat.

Attract helpful critters. Think about adding “bee hotels,” and hummingbird and butterfly feeders to attract these helpful pollinators to your garden.

Prune or deadhead those early flowering shrubs. Late spring is a good time to tidy up shrubs once they have finished flowering. When pruning, thin out older wood to improve the plant’s form and vigour.

Set up a deep-watering schedule for summer. This can help promote good root development so plants can better withstand dry spells. Water early in the morning with a deep soaking of two to three centimetres of water once a week.

Now get out there and grow!

Please reach out if you want to discuss real estate considerations. And visit my Facebook page or website to keep up to date on the latest Comox Valley listings.

Thinking of selling? Not sure where to start?

Tue, 02 Apr 2019 17:48:54 GMT

Here’s a handy seller’s guideline!

Whether you are contemplating a bigger home for your growing family or considering downsizing to a nice new condo by the water, there are plenty of things to think about – before, during and after – when listing your home.

Of course, your realtor will help guide you through the entire process, but there are some steps that you can take to ensure you keep from being overwhelmed. No matter what your reason for moving, following is a general outline of things that you should take into account along the way.

Before listing . . .

Most importantly, find the right realtor for you. You want to work with someone you can trust who has experience, knows the area and will be able to provide the attention to detail that you expect and deserve. Don’t have someone in mind? Talk to friends, relatives and neighbours to ensure you get the right professional.

Figure out what your existing home is worth. A home evaluation is key. Know what you’re working with and whether there are things to do that will help it sell more quickly.

Clean, clean and clean again! There’s no getting around it – you need to tidy, de-clutter and de-personalize. Put yourself in the potential buyer’s place. Do you think they want to look at your overflowing junk drawers and crowded closets? If the thought of de-cluttering doesn’t spark joy, bring in some help. You’ll be glad you did.

When your home is listed . . .

Above all, be available. If you aren’t able to allow access to potential buyers, you’re losing opportunities to sell. Requiring people to book way in advance or having very restrictive timeframes for viewings makes it difficult to get people through the door, and that’s what it takes to get things sold. Yes, it sometimes means heading out on short notice, but hopefully that will lead to a shorter listing time.

Keep it clean. And because of your excellent availability, you’ll want to have your home in ship-shape form so that you can allow those showings on short notice. Stay on top of laundry and the lawn, and get the family used to picking up after themselves – it may take bribery, but it’s a small price to pay. In fact, this is a great time to start packing up family pictures and winter clothes – items that won’t be needed in the near future can be kept in storage or at least out of sight.

Once an offer arrives . . .

Rely on your realtor to let you know the process. As a professional licensee, your realtor is obliged to show you all written offers. Your realtor will tell you what you need to know during the process of receiving and reviewing offers. Together you will decide whether you want to accept the offer as it stands, make a counteroffer or reject the offer.

Obviously, this is crunch time. It’s important to review any and all offers carefully. Look at “subject” clauses surrounding the offer to see whether these specific conditions can be fulfilled. Because you’ve chosen a reliable, experienced professional, they’ll help you understand and navigate this part of the selling process.

Have a lawyer or notary in mind. Typically, the buyer’s legal representatives prepare the various necessary documents for transferring ownership, but you’ll also need legal counsel acting solely on your behalf to ensure your interests are being protected. They will do a number of things for you, such as checking the buyer’s documents, ensuring your mortgage has been properly discharged and that no further obligations remain, arranging for signing transfer documents and outlining where purchase money should be disbursed.

Get ready to move . . .

And the sooner, the better. Whether it’s packing up or notifying the post office and utilities, don’t leave things to the last minute. A quick Google search about packing and moving checklists and tips will help you get things rolling or, if you need it, connect you with professional movers.

Selling is an exciting time, but it can be daunting. Follow these guidelines and keep your cool while your realtor gets things heating up.

For more information on buying, selling and everything in between in Comox Valley real estate, get in touch. And please visit my website or my Facebook page to see all the latest local listings.

Dining decisions in Comox

Wed, 20 Mar 2019 18:23:00 GMT

Too much of a good thing? Almost!

Finding a great place to eat in Comox? Easy!

Having to actually decide where to go? Hard!

Truly, one of the toughest things about going out to dine in Comox is trying to figure out which awesome establishment to visit. And, at the risk of making things even more difficult, here are just a few of my favourites. But at least I’ll give you some info about the type of food they serve, then maybe your partner will tell you what he or she is in the mood for and we’ll let them do the hard part.

Black Fin Pub – looking for sumptuous food with a spectacular view? Black Fin has both. Featuring a fresh West Coast menu that offers classics like steak, pastas, seafood and more, you’ll find there is something for every taste here.

Toscano’s – in the mood for pasta or something else Mediterranean? Tuck in at Toscano’s. Italian cuisine with a taste of BC mixed in make this a splendid choice. Get the feel of Tuscany without having to leave the Valley.

Sushi Wara and the Spice Hut – got a hankering for takeout? Both these eateries will fill the bill when you’re thinking International. Less formal but just as full of flavour!

Avenue Bistro – get an “upscale, casual” dining experience and enjoy bistro classics in this welcoming restaurant setting featuring locally sourced, house-made fresh and light fare. Warning: the gourmet pizzas are addictive.

The Social Room – a new kid on the block, you’ll enjoy tapas and premium drink selections at this hip and happening establishment. Weekends feature events and one-of-a-kind entrees. Check them out!

Martine’s Bistro – ready to go out for a special occasion? This is the place to be. Known as one of the Island’s top dining experiences, their “locally provisioned, internationally inspired” menu will delight. Works from local artists and Sunday night music will also entertain.

As you can see, when it comes to menus there’s plenty to choose from in the Town of Comox…good luck and bon appetit!

For more information on both real estate and living in the Comox Valley, get in touch! Please visit my website or my Facebook page to see all the latest local listings.